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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Philip D. Stern

Class Action, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

697 Valley Street, Maplewood, NJ 07040

Allen J. Barkin

Commercial Real Estate, Alimony & Spousal Support, Banking & Finance, Collection

Status: In Good Standing Licensed: 44 Years

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1110 Springfield Road, Union, NJ 07083

Arthur A. Povelones

Collection, Estate Planning, Family Law, Litigation

Status: In Good Standing Licensed: 29 Years

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673 Morris Ave, Springfield, NJ 07081

Leah Capece

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

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1139 E Jersey St, Elizabeth, NJ 07201

Leslie Stolbof Sinemus

Commercial Real Estate, Commercial Leasing, Corporate, Collection

Status: In Good Standing Licensed: 45 Years

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76 South Orange Avenue, South Orange, NJ 07079

Evelyn Akushie-Onyeani

Collection, Divorce, Criminal, Bankruptcy

Status: In Good Standing

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76 South Orange Avenue, South Orange, NJ 07079

Charles B. Turner

Corporate, Credit & Debt, Collection, Business

Status: In Good Standing

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76 South Orange Avenue, South Orange, NJ 07079

Alan J. Helfand

Litigation, Workout, Collection, Bankruptcy Litigation

Status: In Good Standing

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150 Jfk Parkway, Short Hills, NJ 07078

Shmuel Klein

Bankruptcy & Debt, Consumer Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

CONTACT

238 William Street, East Orange, NJ 07017

Aimee Jackson

Class Action, Collection, White Collar Crime, Family Law

Status: In Good Standing

CONTACT

34 Broad Street, Summit, NJ 07902

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Union Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Philip D. Stern

Allen J. Barkin

Arthur A. Povelones

Leah Capece

Leslie Stolbof Sinemus

Evelyn Akushie-Onyeani

Charles B. Turner

Alan J. Helfand

Shmuel Klein

Aimee Jackson

TIPS

LEGAL TERMS

LIEN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTOR

ACCORD AND SATISFACTION

COLLECTION AGENCY

COSIGNER

FAIR LABOR STANDARDS ACT (FLSA)

COLLATERAL

GRACE PERIOD

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