Valmeyer Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Floyd Edward Crowder

Corporate, Estate Planning, Federal Trial Practice, Commercial Bankruptcy

Status: In Good Standing

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121 West Legion Avenue, Columbia, IL 62236

Charles Courtney

Traffic, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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104 S Charles St, Belleville, IL 62220

Alana Mejias

Divorce, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 17 Years

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10 Public Square, Belleville, IL 62220

Alana Ines Mejias

Divorce, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 17 Years

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10 Public Square, Belleville, IL 62220

Charles W. Courtney

Estate Planning, Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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104 S Charles St, Belleville, IL 62220

Don Cary Collins

Divorce & Family Law, Criminal, Bankruptcy, Personal Injury, DUI-DWI

Status: In Good Standing Licensed: 48 Years

CONTACT

126 W Main St, Belleville, IL 62220

Donald M. Samson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

226 W Main Street, Belleville, IL 62220

Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

300 W Main St, Belleville, IL 62220

Amy Oxley

Employee Rights, Insurance, International Intellectual Property, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

525 W. Main St., Belleville, IL 62220

Stanley Weller

Divorce & Family Law, Criminal, Transactions, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

One S Church St, Belleville, IL 62220

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Valmeyer Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Floyd Edward Crowder

Charles Courtney

Alana Mejias

Alana Ines Mejias

Charles W. Courtney

Don Cary Collins

Donald M. Samson

Brian David Flynn

Amy Oxley

Stanley Weller

TIPS

LEGAL TERMS

CREDIT BUREAU

NUISANCE FEES

TRUTH IN LENDING ACT (TILA)

GARNISHMENT

CCCS

FDCPA

401(K) PLAN

CYBERSQUATTING

ADMINISTRATIVE EXPENSES

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