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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Paul Winford Owen

✓ VERIFIED

Divorce & Family Law, Bankruptcy & Debt

Paul Owen is a practicing lawyer in the state of South Carolina handling family law matters.

CONTACT

803-515-0176

P.O. Box 369, Orangeburg, SC 29116

Christian Waites

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy

Christian Waites, is the associate attorney for the firm’s Charleston office. He earned his Bachelor of Arts degree in Political Science from the Co... (more)

FREE CONSULTATION

CONTACT

843-744-3002

2170 Ashley Phosphate Rd., Charleston, SC 29406

Paul D. Kent

Business Organization, Business Successions, Dissolution, Gift Taxation

Status: In Good Standing

CONTACT

1515 Lady Street, Columbia, SC 29201

Ralph C. McCullough

Bankruptcy, Construction, Litigation, Household Mold

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Dale E. Van Slambrook

Litigation, Living Wills, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

Summerville, SC 29485

Samuel Wayne Gamble

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate, Car Accident

Status: In Good Standing Licensed: 41 Years

FREE CONSULTATION

CONTACT

16 Law Range, Sumter, SC 29151

John R Cantrell

Real Estate, Lawsuit & Dispute, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Goose Creek, SC 29445

Nick Sanders

Foreclosure, Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

126 Seven Farms Drive, Charleston, SC 29492

Jesse Ronald Jones

Bankruptcy & Debt

Status: In Good Standing

CONTACT

126 Seven Farms Drive, Charleston, SC 29492

Kristen Nicole Nichols

Bankruptcy & Debt

Status: In Good Standing

CONTACT

126 Seven Farms Dr., Charleston, SC 29492

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Vance Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Paul Winford Owen

Christian Waites

Paul D. Kent

Ralph C. McCullough

Dale E. Van Slambrook

Samuel Wayne Gamble

John R Cantrell

Nick Sanders

Jesse Ronald Jones

Kristen Nicole Nichols

TIPS

LEGAL TERMS

HOUSEHOLDER

FRAUDULENT TRANSFER

TRUTH IN LENDING ACT (TILA)

PRESUMED ABUSE

CCCS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PREFERENCE

REDEMPTION

MEANS TEST

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