Vernon County, WI Collection Lawyers, page 3

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George C. Wilbur

Bankruptcy & Debt, Criminal, Real Estate, Business, Lawsuit & Dispute
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  29 Years

Darcy Rood Massof

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  13 Years

Kevin M. Connelly

Estate, Real Estate, Real Estate Other, Wills & Probate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  37 Years

John P. Ebben

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  38 Years

Kimberley J. Ward

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  32 Years

Stephanie M. Hopkins

Real Estate, Government, Criminal
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  21 Years

Alan P. Peterson

General Practice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  50 Years

William H. Rudolph

Government, Divorce & Family Law, Accident & Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  42 Years

James Rankin Tippins

General Practice
Status:  Inactive *Status is reviewed annually. For latest information visit here           Licensed:  46 Years

John W. Welter

General Practice
Status:  Retired *Status is reviewed annually. For latest information visit here           Licensed:  44 Years

Free Help: Use This Form or Call 800-943-8690

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Easily find Wisconsin Collection Lawyers and Wisconsin Collection Law Firms for your location. Narrow your Collection attorney search for Wisconsin by major city or a specific Wisconsin city using the city list. Or search for Wisconsin Collection attorneys by county. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Credit & Debt, Reorganization and Workout attorneys.

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)
A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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