Virginia Beach Reorganization Lawyer, Virginia

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Casey  Chmielewski Lawyer

Casey Chmielewski

VERIFIED
Bankruptcy & Debt, Divorce & Family Law, Estate
Outstanding service and a reasonable price

As the managing partner of the firm, Casey is responsible for the day to day operations of the firm's two office locations. In addition to managing th... (more)

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Jennifer J Sherwood Lawyer

Jennifer J Sherwood

Divorce & Family Law, Child Custody, Real Estate, Lawsuit & Dispute, Collection
Affordable Reliable and Available

Jennifer Sherwood is a practicing lawyer in Hampton Roads Virginia with a focus on Custody Disputes and Consumer Protection.

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800-792-5190

David William Mettler

Child Support, Adoption, Contract, Bankruptcy
Status:  In Good Standing           

Wilson L. Rivers

Business Organization, Collection, Banking & Finance, Wills & Probate
Status:  In Good Standing           
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Peter F. Herrick

Bankruptcy, DUI-DWI, Credit & Debt, Traffic
Status:  In Good Standing           

Christie M. Wilson

Bankruptcy, Divorce, Social Security -- Disability, Estate Planning
Status:  In Good Standing           

John Gerth Merna

Bankruptcy & Debt, Foreclosure, Divorce & Family Law
Status:  In Good Standing           

Rhiannon M. Jordan

Litigation, Communication & Media Law, Credit & Debt, Products Liability
Status:  In Good Standing           

Carl A. Eason

Real Estate, Dispute Resolution, Collection, Bankruptcy
Status:  In Good Standing           

Kyle D. Korte

Landlord-Tenant, Real Estate, Business Organization, Bankruptcy
Status:  In Good Standing           Licensed:  6 Years

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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