Wayne County, NC Credit & Debt Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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J. Christopher Brantley

Social Security -- Disability, Estate, Workers' Compensation, Criminal, Personal Injury

Status: In Good Standing

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601 North Spence Avenue, Goldsboro, NC 27532

Kurt L. Dixon

Employment, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing

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601 North Spence Avenue, Goldsboro, NC 27532

Douglas B. Johnson

Personal Injury

Status: In Good Standing

FREE CONSULTATION

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601 North Spence Avenue, Goldsboro, NC 27532

Philip A. Baddour

Dispute Resolution, Estate, Wrongful Termination, Criminal, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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208 South William Street, Goldsboro, NC 27530

Michael M. Jones

Lawsuit & Dispute, Government, Workers' Compensation, Personal Injury

Status: In Good Standing Licensed: 45 Years

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114 Hilldale Drive, Goldsboro, NC 27530

Tommy W. Jarrett

Litigation, Estate Planning, Criminal, Legal Malpractice

Status: In Good Standing Licensed: 57 Years

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Goldsboro, NC 27533

John W. Dees

Logging & Timber, Real Estate, Traffic

Status: In Good Standing Licensed: 52 Years

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Goldsboro, NC 27533

Joyce Ann Keller

Real Estate, Traffic, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 46 Years

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P.O. Drawer 8, Goldsboro, NC 27533

Glenn A. Barfield

Federal Appellate Practice, Criminal, Civil & Human Rights, Personal Injury

Status: In Good Standing

CONTACT

Goldsboro, NC 27533

Jesse C. Brantley

Personal Injury, Workers' Compensation, Social Security -- Disability, Household Mold

Status: In Good Standing

CONTACT

Goldsboro, NC 27532

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Wayne County, NC Credit & Debt Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

J. Christopher Brantley

Kurt L. Dixon

Douglas B. Johnson

Philip A. Baddour

Michael M. Jones

Tommy W. Jarrett

John W. Dees

Joyce Ann Keller

Glenn A. Barfield

Jesse C. Brantley

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

CREDIT REPORT

FRATERNAL BENEFIT SOCIETY BENEFITS

SOLE PROPRIETORSHIP

DISPOSABLE INCOME

FORBEARANCE

TRADE DRESS

FDCPA

LIMITED PARTNERSHIP

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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