Wenatchee Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Susan Cawley

Family Law, Insurance, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

630 N Chelan Ave, Wenatchee, WA 98801

Penney Radillo

Estate Planning, Business & Trade, Commercial Bankruptcy, Immigration

Status: Deceased Licensed: 16 Years

CONTACT

620 N Emerson Ave, Wenatchee, WA 98801

Lonny Bauscher

Commercial Real Estate, Estate Planning, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

124 N Wenatchee Ave, Wenatchee, WA 98801

John William Beuhler

Juvenile Law, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Paul James Cassel

Criminal, Bankruptcy, Personal Injury, Accident & Injury

Status: Inactive Licensed: 45 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Thomas D. Overcast

Agriculture, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

Joe R Woolett

Insurance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: Inactive Licensed: 53 Years

CONTACT

Wenatchee, WA 98807

Judith A Lurie

Landlord-Tenant, Land Use & Zoning, Housing & Construction Defects, Consumer Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

Wenatchee, WA 98807

William Frederick Baldwin

Status: Deceased Licensed: 65 Years

CONTACT

159 S Worthen St, Wenatchee, WA 98801

James Myron Danielson

Dispute Resolution, Agriculture, Civil Rights, Commercial Bankruptcy

Status: Deceased Licensed: 53 Years

CONTACT

1530 Country Club Dr, East Wenatchee, WA 98802

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Wenatchee Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Susan Cawley

Penney Radillo

Lonny Bauscher

John William Beuhler

Paul James Cassel

Thomas D. Overcast

Joe R Woolett

Judith A Lurie

William Frederick Baldwin

James Myron Danielson

TIPS

LEGAL TERMS

REDEMPTION

COLLECTION AGENCY

FRATERNAL BENEFIT SOCIETY BENEFITS

LIQUIDATING PARTNER

CREDIT REPORT

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

BANKRUPTCY

WORKOUT

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