Whippleville Workout Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Thomas Charles Larocque

General Practice

Status: In Good Standing Licensed: 58 Years

CONTACT

14 Highland Ave, Malone, NY 12953

Joseph P. Nichols

Mass Torts, Criminal, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

31 Elm St, Malone, NY 12953

Luke John Babbie

Accident & Injury, Personal Injury, Child Custody, Car Accident

Status: In Good Standing Licensed: 14 Years

CONTACT

367 W Main St, Malone, NY 12953

Brian S. Stewart

General Practice

Status: In Good Standing Licensed: 42 Years

CONTACT

367 W Main St, Malone, NY 12953

Craig Paul Carriero

Industry Specialties

Status: In Good Standing Licensed: 23 Years

CONTACT

355 W Main St, Malone, NY 12953

Thomas Gerald Soucia

Criminal

Status: In Good Standing Licensed: 35 Years

CONTACT

355 W. Main Street, Malone, NY 12953

David Johnathan Hayes

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

355 W Main St, Malone, NY 12953

Thomas G. Soucia

Criminal

Status: In Good Standing Licensed: 35 Years

CONTACT

355 W. Main Street, Malone, NY 12953

Nathan Norbert Race

Landlord-Tenant, Immigration, Child Support, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

104 Park St, Malone, NY 12953

Bryan J. Hughes

Social Security, Divorce & Family Law, Criminal, Defamation & Slander

Status: In Good Standing Licensed: 55 Years

CONTACT

Malone, NY 12953

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Whippleville Workout Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Thomas Charles Larocque

Joseph P. Nichols

Luke John Babbie

Brian S. Stewart

Craig Paul Carriero

Thomas Gerald Soucia

David Johnathan Hayes

Thomas G. Soucia

Nathan Norbert Race

Bryan J. Hughes

TIPS

LEGAL TERMS

SUBROGATION

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

INTEREST

CURRENT MONTHLY INCOME

MEANS TEST

401(K) PLAN

SECRET WARRANTY PROGRAM

COSIGNER

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