Windsor Bankruptcy Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Eric S. Reed

✓ VERIFIED

Bankruptcy, Consumer Bankruptcy, Reorganization

As an active member of the South Carolina Bankruptcy Law Association, Mr. Eric Reed stays current with the latest laws and techniques available to foc... (more)

FREE CONSULTATION

CONTACT

800-906-5980

220 Stoneridge Drive, Columbia, SC 29210

Paul D. Kent

Business Organization, Business Successions, Dissolution, Gift Taxation

Status: In Good Standing

CONTACT

1515 Lady Street, Columbia, SC 29201

Ralph C. McCullough

Bankruptcy, Construction, Litigation, Household Mold

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Elizabeth H. McCullough

Bankruptcy, Corporate, Construction, Litigation

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Janet B. Haigler

Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Richard R. Gleissner

Construction, Litigation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3610 Landmark Dr., STE G, Columbia, SC 29204

Andrew C. Marine

Real Estate, Trusts, Estate Planning, Bankruptcy, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

Aiken, SC 29802

Andrew Craig Marine

Real Estate, Traffic, Lawsuit, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

Aiken, SC 29802

Daniell S. Landers

Bankruptcy & Debt, Estate, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

104 Harmon St., Lexington, SC 29072

Samuel R. Hubbard

Commercial Bankruptcy, Insurance, Personal Injury

Status: In Good Standing

CONTACT

205 East Main Street, Lexington, SC 29072

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SAMPLE LEGAL CASES

In re Jacobsen

... PER CURIAM: This is an attorney disciplinary matter involving multiple allegations of misconduct arising out of Karl P. Jacobsen's (Respondent's) operation of his bankruptcy practice. ... Respondent was a member of a statewide bankruptcy firm (the Firm). ...

In re Edwards

... FACTS. Respondent is licensed to practice law in South Carolina, the United States District Court for the District of South Carolina (USDC), and the United States Bankruptcy Court for the District of South Carolina (Bankruptcy Court). ...

US Bank Trust Nat. Ass'n v. Bell

... to cure default. Mr. Bell further testified the Bells continued to make payments every month thereafter until filing for bankruptcy protection in October 2005, despite Bank's rejection of the monthly payments. [3] While asserting ...

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Windsor Bankruptcy Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Eric S. Reed

Paul D. Kent

Ralph C. McCullough

Elizabeth H. McCullough

Janet B. Haigler

Richard R. Gleissner

Andrew C. Marine

Andrew Craig Marine

Daniell S. Landers

Samuel R. Hubbard

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT BUREAU

MEETING OF CREDITORS

CREDIT INSURANCE

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

CURRENT MONTHLY INCOME

CHAPTER 7 BANKRUPTCY

C CORPORATION

SAMPLE LEGAL CASES

In re Jacobsen

In re Edwards

US Bank Trust Nat. Ass'n v. Bell

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