Oconee County, SC Credit & Debt Lawyers

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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N. Gruber Sires

Divorce & Family Law, Criminal, Estate, Power of Attorney

Status: In Good Standing

FREE CONSULTATION

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807 Bypass 123, Seneca, SC 29678

Paul Allen Cain

Accident & Injury, Estate, Business, Contract, Car Accident

Status: In Good Standing Licensed: 13 Years

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Seneca, SC 29679

Edward Delane Rosemond

Divorce & Family Law, Criminal, Business, Accident & Injury

Status: In Good Standing Licensed: 26 Years

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Seneca, SC 29679

John Frederic Prescott

Other, Business

Status: In Good Standing

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253 Mountain View Pt Dr, Seneca, SC 29672

Keith G Denny

General Practice

Status: In Good Standing Licensed: 14 Years

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Walhalla, SC 29691

Roberta Elizabeth Barton

Family Law, Alimony & Spousal Support, Divorce, Child Custody

Status: In Good Standing Licensed: 13 Years

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Seneca, SC 29679

Larry C. Brandt

Wrongful Termination, Employee Rights, Criminal, Medical Malpractice, Car Accident

Status: In Good Standing

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Walhalla, SC 29691

Herbert D. Morgan

Government, Criminal

Status: In Good Standing Licensed: 54 Years

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Seneca, SC 29679

Ann Marie Sullivan

General Practice

Status: In Good Standing Licensed: 14 Years

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10 Commons Boulevard, Seneca, SC 29678

Jessica Robinson Deshon

Real Estate, Divorce, Child Custody, Divorce & Family Law

Status: In Good Standing Licensed: 9 Years

CONTACT

Seneca, SC 29679

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Oconee County, SC Credit & Debt Lawyers

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

N. Gruber Sires

Paul Allen Cain

Edward Delane Rosemond

John Frederic Prescott

Keith G Denny

Roberta Elizabeth Barton

Larry C. Brandt

Herbert D. Morgan

Ann Marie Sullivan

Jessica Robinson Deshon

TIPS

LEGAL TERMS

SECURED DEBT

CREDIT BUREAU

MEETING OF CREDITORS

C CORPORATION

NONEXEMPT PROPERTY

SETOFF

CHAPTER 7 BANKRUPTCY

FORBEARANCE

IRS EXPENSES

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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