Table Grove Reorganization Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Stephanie Johnson

Divorce & Family Law, Adoption, Collection, Estate Planning

Status: In Good Standing Licensed: 29 Years

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171 W. Lincoln Avenue, Lewistown, IL 61542

Charles Laegeler

Contract, Family Law, Credit & Debt, Criminal

Status: In Good Standing Licensed: 7 Years

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Ramon Escapa

Tax, Divorce & Family Law, Bankruptcy, Estate Planning

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102 South Libertry St, Rushville, IL 62681

Nicholas Neil Tinsman

Adoption, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 13 Years

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121 W Elm St, Canton, IL 61520

Nancy L. Rabel

Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

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2 North Main Street, Canton, IL 61520

Holly Ann Harrison

Litigation, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 40 Years

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212 E Chestnut Street, Canton, IL 61520

Stephanie Soulsby Johnson

Estate Planning, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 28 Years

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212 E Chestnut St, Canton, IL 61520

Michelle Lammers

Lawsuit & Dispute, Business, Collection, Personal Injury

Status: In Good Standing Licensed: 30 Years

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212 E Chestnut Street, Canton, IL 61520

Michelle Marie Lammers

Lawsuit & Dispute, Business, Collection, Personal Injury

Status: In Good Standing Licensed: 30 Years

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212 E Chestnut Street, Canton, IL 61520

James Joseph Elson

Commercial Real Estate, Transactions, Banking & Finance, Collection

Status: In Good Standing Licensed: 34 Years

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1522 E Ash St, Canton, IL 61520

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Table Grove Reorganization Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Stephanie Johnson

Charles Laegeler

Ramon Escapa

Nicholas Neil Tinsman

Nancy L. Rabel

Holly Ann Harrison

Stephanie Soulsby Johnson

Michelle Lammers

Michelle Marie Lammers

James Joseph Elson

TIPS

LEGAL TERMS

INTEREST

NUISANCE FEES

BULK SALES LAW

GUARANTOR

AUTOMATIC STAY

FRAUDULENT TRANSFER

CREDITOR

LIEN

401(K) PLAN

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