White Salmon Bankruptcy & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Geoffrey Barrier

General Practice

Status: Inactive Licensed: 45 Years

CONTACT

Bingen, WA 98605

Michael D Levitz

General Practice

Status: In Good Standing Licensed: 17 Years

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White Salmon, WA 98672

Paul Joseph Lindberg

General Practice

Status: Suspended Licensed: 32 Years

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Underwood, WA 98651

Rebecca Ann Maxey

General Practice

Status: In Good Standing Licensed: 44 Years

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8992 Cook Underwood Rd, Underwood, WA 98651

Robert Edwin Stanton

Professional Responsibility, Litigation, Lawsuit & Dispute

Status: In Good Standing Licensed: 51 Years

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121 Se Oak St, White Salmon, WA 98672

Robert D Weisfield

Real Estate, Trusts, Wills & Probate

Status: In Good Standing Licensed: 53 Years

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218 E Steuben, Bingen, WA 98605

Robert Walton Thomas

General Practice

Status: Inactive Licensed: 64 Years

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338 King Cyrus Loop SW, Ocean Shores, WA 98569

Ronald H. Reynier

Criminal, Civil Rights, Insurance, Personal Injury

Status: In Good Standing Licensed: 38 Years

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701 5th Ave, Seattle, WA 98104

Ronald Claude Jamis

General Practice

Status: In Good Standing Licensed: 55 Years

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19 Keith Dr, Lyle, WA 98635

Shae Aisha Hill

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

Husum, WA 98623

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CCCS

See Consumer Credit Counseling Service.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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White Salmon Bankruptcy & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Geoffrey Barrier

Michael D Levitz

Paul Joseph Lindberg

Rebecca Ann Maxey

Robert Edwin Stanton

Robert D Weisfield

Robert Walton Thomas

Ronald H. Reynier

Ronald Claude Jamis

Shae Aisha Hill

TIPS

LEGAL TERMS

CREDIT COUNSELING

ADMINISTRATIVE EXPENSES

UNSECURED DEBT

LIEN

MEANS TEST

CHAPTER 13 BANKRUPTCY

ABUSE

CCCS

CREDIT BUREAU

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