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Atlanta Bankruptcy & Debt Lawyer, Georgia


Howard Peter Slomka Lawyer

Howard Peter Slomka

VERIFIED
Bankruptcy, Credit & Debt, Foreclosure, Lawsuit, Banking & Finance

Although the world puts a stigma on people who need to seek debt relief in the form of bankruptcy, the fact is, the smartest, most organized people in... (more)

FREE CONSULTATION 

CONTACT

800-827-7691

Karen  King Lawyer

Karen King

VERIFIED
Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

We have helped thousands of clients avoid home foreclosure, car repossession and reduce their other debts. Our experienced team fully understands the... (more)

FREE CONSULTATION 

CONTACT

800-892-3680

Matt  Berry Lawyer

Matt Berry

VERIFIED
Divorce, Bankruptcy, Social Security, Car Accident, Family Law

Representing Georgia residents for over 30 years in Family Law, Bankruptcy and Social Security Disability.

FREE CONSULTATION 

CONTACT

800-659-5561

Ralph S. Goldberg Lawyer

Ralph S. Goldberg

VERIFIED
Search & Seizure Protections, Police Misconduct, Lawsuit, Bankruptcy, Civil Rights

Ralph Goldberg has practiced law since 1975. He is a member of all courts in Georgia, and the Eleventh Circuit Court of Appeals, and Supreme Court of ... (more)

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Laurene Cristine Cuvillier Lawyer

Laurene Cristine Cuvillier

VERIFIED
Civil Rights, Wills & Probate, Special Education, Lawsuit, Bankruptcy

Laurene Cuvillier is an attorney who is a partner in the Decatur, Georgia, law firm of Goldberg & Cuvillier, P. C. The firms practice includes repre... (more)

John Joseph McManus Lawyer

John Joseph McManus

VERIFIED
Bankruptcy, Criminal, Divorce & Family Law, Estate, Lawsuit & Dispute
We Provide the Highest Quality Services to Our Clients

My law firm is currently focused on debtor and creditor bankruptcy, business and personal, as well as handling real estate matters, including closings... (more)

Stephen Francis Suarino Lawyer

Stephen Francis Suarino

VERIFIED
Real Estate, Bankruptcy & Debt, Accident & Injury, Criminal

Stephen Suarino is an Immigration, Real Estate, Accident & Injury, Estate, and General Practice lawyer in Norcross, Georgia.

FREE CONSULTATION 

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John G. Walrath Lawyer

John G. Walrath

VERIFIED
Accident & Injury, Divorce & Family Law, Criminal, Bankruptcy & Debt, Traffic
General Practice Attorney in Metro Atlanta

The Law Offices of John G. Walrath is a small, aggressive and experienced Georgia law firm handling both civil and criminal cases throughout the State... (more)

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Lawyer.com can help you easily and quickly find Atlanta Bankruptcy & Debt Lawyers and Atlanta Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.