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Atlanta Bankruptcy & Debt Lawyer, Georgia


Howard Peter Slomka Lawyer

Howard Peter Slomka

VERIFIED
Bankruptcy, Credit & Debt, Foreclosure, Lawsuit, Banking & Finance

Although the world puts a stigma on people who need to seek debt relief in the form of bankruptcy, the fact is, the smartest, most organized people in... (more)

FREE CONSULTATION 

CONTACT

800-827-7691

Karen  King Lawyer

Karen King

VERIFIED
Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt, Reorganization

We have helped thousands of clients avoid home foreclosure, car repossession and reduce their other debts. Our experienced team fully understands the... (more)

FREE CONSULTATION 

CONTACT

800-892-3680

Matt  Berry Lawyer

Matt Berry

VERIFIED
Divorce, Bankruptcy, Social Security, Car Accident, Family Law

Representing Georgia residents for over 30 years in Family Law, Bankruptcy and Social Security Disability.

FREE CONSULTATION 

CONTACT

800-659-5561

Ralph S. Goldberg Lawyer

Ralph S. Goldberg

VERIFIED
Search & Seizure Protections, Police Misconduct, Lawsuit, Bankruptcy, Civil Rights

Ralph Goldberg has practiced law since 1975. He is a member of all courts in Georgia, and the Eleventh Circuit Court of Appeals, and Supreme Court of ... (more)

Laurene Cristine Cuvillier Lawyer

Laurene Cristine Cuvillier

VERIFIED
Civil Rights, Wills & Probate, Special Education, Lawsuit, Bankruptcy

Laurene Cuvillier is an attorney who is a partner in the Decatur, Georgia, law firm of Goldberg & Cuvillier, P. C. The firms practice includes repre... (more)

John Joseph McManus Lawyer

John Joseph McManus

VERIFIED
Bankruptcy, Criminal, Divorce & Family Law, Estate, Lawsuit & Dispute
We Provide the Highest Quality Services to Our Clients

My law firm is currently focused on debtor and creditor bankruptcy, business and personal, as well as handling real estate matters, including closings... (more)

Stephen Francis Suarino Lawyer

Stephen Francis Suarino

VERIFIED
Real Estate, Bankruptcy & Debt, Accident & Injury, Criminal

Stephen Suarino is an Immigration, Real Estate, Accident & Injury, Estate, and General Practice lawyer in Norcross, Georgia.

FREE CONSULTATION 

CONTACT
John G. Walrath Lawyer

John G. Walrath

VERIFIED
Accident & Injury, Divorce & Family Law, Criminal, Bankruptcy & Debt, Traffic
General Practice Attorney in Metro Atlanta

The Law Offices of John G. Walrath is a small, aggressive and experienced Georgia law firm handling both civil and criminal cases throughout the State... (more)

Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Atlanta Bankruptcy & Debt Lawyers and Atlanta Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCRA

See Fair Credit Reporting Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.
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