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Philip Jones
About | Practice Areas
Jones & Cohen, LLC
1125 West Street Suite 200 Annapolis, MD 21401» view map
Bankruptcy & Debt
Dedicated to Serving

Philip Clark Jones concentrates in the representation of construction, bankruptcy preference defense, and litigation.

800-906-9350
1. Philip Jones Annapolis, MD
  Attorney at Law- MD, 1974
  The George Washington University Law School, J.D. 1974
2. AboutJones & Cohen, LLC
  Dedicated to Serving
3. Practice AreasExpertise
  Bankruptcy & Debt
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Clifford A Wilpon

✓ VERIFIED

Accident & Injury, Collection, Wills & Probate, Real Estate

Welcome to our law firm website. Ferguson & Wilpon was founded in 2001. We are a general practice law firm in Olney, Maryland, a suburb of Washington,... (more)

CONTACT

800-628-1620

3406 Olandwood Ct, Olney, MD 20832

Anuj Sud

Commercial Leasing, Construction Contracts, Complex Litigation, Collection

Status: In Good Standing

CONTACT

6411 Ivy Lane, Greenbelt, MD 20770

Monifa N. Bailey

Child Support, Collection, Condominiums, Farms

Status: In Good Standing

FREE CONSULTATION

CONTACT

9801 Greenbelt Road, Lanham, MD 20706

Alexander C. Vincent

Criminal, Corporate, Contract, Collection

Status: In Good Standing

CONTACT

11921 Rockville Pike, Rockville, MD 20852

Michael G. Banks

Dispute Resolution, Corporate, Business Organization, Collection

Status: In Good Standing

CONTACT

One Church Street, Rockville, MD 20850

John O. Curley

Bankruptcy, Collection, Criminal, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

CONTACT

6188 Oxon Hill Road, Oxon Hill, MD 20745

Joseph Michael Selba

Insurance, Corporate, Collection, Commercial Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

1 E Pratt St, Baltimore, MD 21202

Gary Steven Blibaum

Landlord-Tenant, Real Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

40 York Rd, Towson, MD 21204

Robert Keith Erdman

Divorce & Family Law, Collection, Trusts, Family Law

Status: In Good Standing

CONTACT

401 Washington Ave, Towson, MD 21204

Erika Alsid Short

Contract, Collection, Medical Malpractice, Workers' Compensation

Status: In Good Standing

CONTACT

401 Washington Avenue, Towson, MD 21204

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Baltimore Collection Lawyer, Maryland

Sponsored Law Firm

Jones & Cohen, LLC

SPONSORED LAWYERS

Clifford A Wilpon

Anuj Sud

Monifa N. Bailey

Alexander C. Vincent

Michael G. Banks

John O. Curley

Joseph Michael Selba

Gary Steven Blibaum

Robert Keith Erdman

Erika Alsid Short

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LEGAL TERMS

REDEMPTION

COLLECTION AGENCY

CREDIT INSURANCE

NONDISCHARGEABLE DEBTS

FAIR LABOR STANDARDS ACT (FLSA)

DISCHARGE (OF DEBTS)

SECRET WARRANTY PROGRAM

ABUSE

CREDIT REPORT

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