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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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John Mark Sciandra

Collection

Status: In Good Standing Licensed: 8 Years

CONTACT

400 Carleton Ave, Central Islip, NY 11722

Krista Marie Rose

Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

1787 Veterans Memorial Highway, Islandia, NY 11749

Paul John Klemm

Civil Rights, Business, Collection, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

1787 Veterans Highway, Islandia, NY 11749

Edward L. Zelmanow

Insurance, Contract, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

David Chaim Rothman

Criminal, Corporate, Collection, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

1787 Veterans Memorial Hwy, Islandia, NY 11749

Keith Harvey Rothman

Real Estate, Government, Collection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

Jacqueline Ann Lazar

Collection, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

Krista Marie Rose

Collection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

1787 Veterans Memorial Highway, Islandia, NY 11749

Eric Samuel Pillischer

Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

1787 Veterans Hwy, Islandia, NY 11749

Alan Pressman

DUI-DWI, Criminal, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

2950 Express Dr S, Islandia, NY 11749

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Bay Shore Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

John Mark Sciandra

Krista Marie Rose

Paul John Klemm

Edward L. Zelmanow

David Chaim Rothman

Keith Harvey Rothman

Jacqueline Ann Lazar

Krista Marie Rose

Eric Samuel Pillischer

Alan Pressman

TIPS

LEGAL TERMS

FORBEARANCE

DISCHARGEABLE DEBTS

PREFERENCE

PRESUMED ABUSE

GUARANTOR

SECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

DEBT COLLECTOR

DEFINED CONTRIBUTION PLAN

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