Benton County, TN Collection Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jack Aaron Leonard

Estate

Status: In Good Standing Licensed: 14 Years

CONTACT

100 S Forrest Ave, Camden, TN 38320

James Melton

Criminal, Prosecution, Elder Law, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

7132 Cedar Grove Rd, Big Sandy, TN 38221

Terry Jack Leonard

Government, Criminal, Accident & Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

100 S Forrest Ave, Camden, TN 38320

Guy Thomas Wilkinson

Criminal

Status: Inactive Licensed: 48 Years

CONTACT

176 Briarwood St, Camden, TN 38320

John Wyly Whitworth

Government, Discrimination, Civil & Human Rights, Business

Status: In Good Standing

CONTACT

116 E Main St, Camden, TN 38320

Phillip Gordon Hollis

Litigation, Federal Appellate Practice, Estate Planning, Administrative Law

Status: In Good Standing Licensed: 51 Years

CONTACT

39 East Lake St, Camden, TN 38320

Larry Larry Hicks

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

9 East Lake St, Camden, TN 38320

Randy Stephen Shannon

Dispute Resolution, Labor Law, Civil Rights, Administrative Law

Status: In Good Standing Licensed: 13 Years

CONTACT

957 Cedar Dr, Camden, TN 38320

Beth Carol Boswell

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

Camden, TN 38320

Jennifer Atkins Hedge

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

106 W Lake St, Camden, TN 38320

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT FILE

See credit report.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Benton County, TN Collection Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jack Aaron Leonard

James Melton

Terry Jack Leonard

Guy Thomas Wilkinson

John Wyly Whitworth

Phillip Gordon Hollis

Larry Larry Hicks

Randy Stephen Shannon

Beth Carol Boswell

Jennifer Atkins Hedge

TIPS

LEGAL TERMS

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

PRIORITY DEBT

CREDIT BUREAU

UNSECURED DEBT

PRESUMED ABUSE

COLLATERAL

CREDIT FILE

CURRENT MONTHLY INCOME

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