Bloomfield Hills Credit & Debt Lawyer, Michigan, page 2

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M.G. Moore
About | Practice Areas
411 Bankruptcy Relief
17800 Woodward Ave Suite LL3 Detroit, MI 48203» view map
Bankruptcy & Debt
When Life Happens, We're Here To Help.

A legal practitioner for nearly 20 years, Ms. Moore represents consumers and small businesses under the U.S. Bankruptcy Code.

800-960-9280
1. M.G. Moore Detroit, MI
  Attorney at Law - MI, 2002
2. About411 Bankruptcy Relief
  Legal practitioner for nearly 20 years.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Douglas F. Duchek

Real Estate, Civil Rights, Corporate, Credit & Debt

Status:

CONTACT

Birmingham, MI 48012

Janelle Marie Yaldo

Landlord-Tenant, Credit & Debt, Family Law, Federal Appellate Practice

Status: Licensed: 12 Years

CONTACT

500 S Old Woodward Ave, Birmingham, MI 48009

Kenneth L. Gross

Social Security, Employee Rights, Elder Law, Contract, Credit & Debt

Status:

CONTACT

30150 Telegraph Rd, Franklin, MI 48025

Paul J. Nicoletti

Construction, Contract, Credit & Debt, Personal Injury

Status: Licensed: 35 Years

CONTACT

33717 Woodward Ave, Birmingham, MI 48009

John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

Kallabat & Associates PC, Farmington Hills, MI 48334

John Kallabat

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

Kallabat & Associates PC, Farmington Hills, MI 48334

Victoria L. Targosz

Landlord-Tenant, Litigation, Contract, Credit & Debt

Status:

CONTACT

15920 W 12 Mile Rd, Southfield, MI 48076

Steven L. Rotenberg

Landlord-Tenant, Employee Rights, Family Law, Credit & Debt

Status: Licensed: 28 Years

CONTACT

30445 Northwestern Hwy, Farmington, MI 48334

Jeffrey Scott Grasl

Commercial Real Estate, Contract, Banking & Finance, Credit & Debt

Status: Licensed: 24 Years

CONTACT

31800 Northwestern Hwy, Farmington, MI 48334

Thomas R. Nathan

Bankruptcy, Banking & Finance, Credit & Debt

Status: Licensed: 19 Years

CONTACT

29100 Northwestern Hwy, Southfield, MI 48034

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Bloomfield Hills Credit & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

411 Bankruptcy Relief

SPONSORED LAWYERS

Douglas F. Duchek

Janelle Marie Yaldo

Kenneth L. Gross

Paul J. Nicoletti

John Kallabat

John Kallabat

Victoria L. Targosz

Steven L. Rotenberg

Jeffrey Scott Grasl

Thomas R. Nathan

TIPS

LEGAL TERMS

MEANS TEST

REAFFIRMATION

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

TRUTH IN LENDING ACT (TILA)

DEBIT CARD

LIMITED PARTNERSHIP

CYBERSQUATTING

NUISANCE FEES

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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