Cape Canaveral Reorganization Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Michele A. Biecker

✓ VERIFIED

Divorce & Family Law, Estate, Bankruptcy & Debt

At Biecker Law LLC, Michele Biecker believes that when you need legal services, you need an attorney that can provide you with the best advice. That�... (more)

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230 Forrest Ave, Cocoa, FL 32922

Robert D. Hoag

Collection

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Eric L. Hostetler

Collection, Credit & Debt, Insurance

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1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

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1980 Michigan Avenue, Cocoa, FL 32922

L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

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1980 Michigan Avenue, Cocoa, FL 32922

Deborah M Smith

Divorce & Family Law, Bankruptcy, Wills, Custody & Visitation, Alimony & Spousal Support

Status: In Good Standing Licensed: 36 Years

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Neil Jay Buchalter

Tax, Foreclosure, Bankruptcy

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2395 N Courtenay Pkwy, Merritt Island, FL 32953

Troy Randall Lotane

Contract, Commercial Banks, Banking & Finance, Collection

Status: In Good Standing Licensed: 26 Years

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1980 Michigan Ave, Cocoa, FL 32922

Arna D Cortazzo

Estate, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 37 Years

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Rockledge, FL 32956

Michael Anthony Saracco

Workers' Compensation, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

520 Brevard Ave, Cocoa, FL 32922

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Cape Canaveral Reorganization Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Michele A. Biecker

Robert D. Hoag

Eric L. Hostetler

Michael R. Cook

L. Alexander Vance

Deborah M Smith

Neil Jay Buchalter

Troy Randall Lotane

Arna D Cortazzo

Michael Anthony Saracco

TIPS

LEGAL TERMS

401(K) PLAN

GARNISHMENT

SECURED DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

DEFINED CONTRIBUTION PLAN

FORBEARANCE

DISCHARGEABLE DEBTS

CREDIT REPORT

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