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Todd Turoci
Our Expertise | FAQ
The Turoci Bankruptcy Firm
811 W. 7th Street Los Angeles, CA 90017 » view map
Bankruptcy, Debt Relief, Foreclosures
Experience that will help you save time, money, and stress.

The Turoci Firm will help to put you on the road to restoring your life-style and enjoying your life again.

800-932-7301
1. Todd Turoci Riverside, CA
  Attorney at Law - CA, 1992
  McGeorge School of Law, J.D. - 1992
2. Our ExpertisePractice Areas
  The Turoci Firm offers an array of services for Bankruptcy and Debt Relief
3. FAQFrequently Asked Questions
  Answers to questions regarding bankruptcy, debt, and credit.
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Grace A. Lou

Business Successions, Business Organization, Contract, Corporate Governance, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

21250 Hawthorne Boulevard Suite 500, Torrance, CA 90503

Brad Weil

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection, Reorganization

Status: In Good Standing Licensed: 9 Years

FREE CONSULTATION

CONTACT

460 East Carson Plaza Drive, Carson, CA 90746

Raymond Ira Moniak

Administrative Law, Credit & Debt, Construction, Litigation

Status: In Good Standing Licensed: 37 Years

CONTACT

2276 Torrance Blvd, Torrance, CA 90501

Brandon Seth Chabner

Business, Contract, Merger & Acquisition, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

1601 Pacific Coast Hwy, Hermosa Beach, CA 90254

Q Scott Kaye

Energy, Corporate, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 18 Years

CONTACT

20825 Tomlee Ave, Torrance, CA 90503

David Richard Haberbush

Credit & Debt, Business, Bankruptcy

Status: In Good Standing

CONTACT

444 W Ocean Blvd, Long Beach, CA 90802

Louis Henry Altman

Litigation, Credit & Debt, Commercial Real Estate

Status: In Good Standing

CONTACT

444 West Ocean Blvd, Long Beach, CA 90802

Scott Kaye

Energy, Corporate, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 18 Years

CONTACT

20825 Tomlee Ave, Torrance, CA 90503

James Vicente Michael Sanchez

Contract, Credit & Debt, Family Law, Business

Status: In Good Standing Licensed: 10 Years

CONTACT

4154 Norse Way, Long Beach, CA 90808

Edwin Antigua Barnum

Contract, Credit & Debt, Personal Injury, Family Law

Status: In Good Standing

CONTACT

2161 W 182nd St, Torrance, CA 90504

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Carson Credit & Debt Lawyer, California

Sponsored Law Firm

The Turoci Bankruptcy Firm

SPONSORED LAWYERS

Grace A. Lou

Brad Weil

Raymond Ira Moniak

Brandon Seth Chabner

Q Scott Kaye

David Richard Haberbush

Louis Henry Altman

Scott Kaye

James Vicente Michael Sanchez

Edwin Antigua Barnum

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

GARNISHMENT

UNSECURED DEBT

SECURED DEBT

DEBT COLLECTOR

REAFFIRMATION

IRS EXPENSES

NUISANCE FEES

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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