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Todd Turoci
Our Expertise | FAQ
The Turoci Bankruptcy Firm
811 W. 7th Street Los Angeles, CA 90017 » view map
Bankruptcy, Debt Relief, Foreclosures
Experience that will help you save time, money, and stress.

The Turoci Firm will help to put you on the road to restoring your life-style and enjoying your life again.

800-932-7301
1. Todd Turoci Riverside, CA
  Attorney at Law - CA, 1992
  McGeorge School of Law, J.D. - 1992
2. Our ExpertisePractice Areas
  The Turoci Firm offers an array of services for Bankruptcy and Debt Relief
3. FAQFrequently Asked Questions
  Answers to questions regarding bankruptcy, debt, and credit.
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stuart E. Bruers

Adoption, Alimony & Spousal Support, Bankruptcy, Child Support

Status: In Good Standing

CONTACT

18411 Crenshaw Boulevard, Iowa Courthouse Building, Torrance, CA 90504

Brad Weil

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Collection

Status: In Good Standing Licensed: 10 Years

FREE CONSULTATION

CONTACT

460 East Carson Plaza Drive, Carson, CA 90746

Zachary James McCready

Felony, Misdemeanor, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

FREE CONSULTATION

CONTACT

3701 Long Beach Blvd, Long Beach, CA 90807

James C. Shields

Bankruptcy, Estate Planning, Wills & Probate, Guardianships & Conservatorships

Status: In Good Standing

FREE CONSULTATION

CONTACT

21707 Hawthorne Boulevard, Torrance, CA 90503

Vincent J Quigg

Workers' Compensation, Bankruptcy, Personal Injury, Criminal

Status: In Good Standing Licensed: 35 Years

CONTACT

5411 Long Beach Blvd, Long Beach, CA 90805

Jose Medina

Contract, Bankruptcy, Personal Injury, Employee Rights

Status: In Good Standing Licensed: 39 Years

CONTACT

4000 Long Beach Blvd, Long Beach, CA 90807

Dennis Edward Mcgoldrick

Bankruptcy

Status: In Good Standing

CONTACT

21250 Hawthorne Blvd, Torrance, CA 90503

Jason Mark Murai

Banking & Finance, Bankruptcy, Trusts, Wills

Status: In Good Standing

CONTACT

21250 Hawthorne Blvd, Torrance, CA 90503

Seth Davidson

Bankruptcy, Personal Injury, Consumer Bankruptcy

Status: In Good Standing

CONTACT

21250 Hawthorne Blvd., Torrance, CA 90503

Leon Bayer

Bankruptcy, Consumer Bankruptcy

Status: In Good Standing

CONTACT

4326 Atlantic Ave, Long Beach, CA 90807

LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC §§ 701-784). She intended to convert the chapter ...

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Carson Bankruptcy Lawyer, California

Sponsored Law Firm

The Turoci Bankruptcy Firm

SPONSORED LAWYERS

Stuart E. Bruers

Brad Weil

Zachary James McCready

James C. Shields

Vincent J Quigg

Jose Medina

Dennis Edward Mcgoldrick

Jason Mark Murai

Seth Davidson

Leon Bayer

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LEGAL TERMS

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

CURRENT MONTHLY INCOME

SOLE PROPRIETORSHIP

WINDING UP

NONEXEMPT PROPERTY

ADMINISTRATIVE EXPENSES

GUARANTOR

REAFFIRMATION

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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