Clifton Bankruptcy & Debt Lawyer, Ohio


Brian Edward Lusardi Lawyer

Brian Edward Lusardi

VERIFIED
Bankruptcy & Debt, DUI-DWI, Divorce & Family Law, Wills & Probate, Personal Injury

Mr. Lusardi is a practicing lawyer specializing in bankruptcy and debt, DUI/DWI, divorce and family law, wills and probate and personal injury. He ha... (more)

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800-701-5341

Troy  Doucet Lawyer

Troy Doucet

VERIFIED
Foreclosure, Credit & Debt, Consumer Protection, Lawsuit & Dispute
Consumer Lawyer Who Helps Without Bankruptcy

Attorney Troy Doucet is a Columbus, Ohio litigation lawyer who represents consumers and small businesses throughout Ohio. Troy’s years of work in th... (more)

FREE CONSULTATION 

CONTACT

800-821-8920

Andrew Joseph Gerling Lawyer

Andrew Joseph Gerling

VERIFIED
Credit & Debt, Foreclosure, Consumer Protection, Lawsuit & Dispute

Attorney Andrew Gerling is a shareholder and managing attorney at Doucet & Associates. Andy oversees the firm’s consumer litigation and small busin... (more)

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Tonya Shur VanBenschoten Lawyer

Tonya Shur VanBenschoten

VERIFIED
Divorce & Family Law, Bankruptcy & Debt, Wills & Probate, Child Custody, Collaborative Law

Tonya handles all aspects of family law- divorce, dissolution, separation, custody and support. She has extensive experience with each element from... (more)

Scott A. Liberman

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           

David E. Larson

Immigration, Civil & Human Rights, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

Russ B. Cope

Real Estate, Criminal, Credit & Debt, Bankruptcy
Status:  In Good Standing           

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Michael Thomas Gunner

Real Estate, Litigation, Lawsuit & Dispute, Bankruptcy
Status:  In Good Standing           

James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy
Status:  In Good Standing           

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CONTACT

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)
Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.