Efrain Carlos, Attorney

As a member of Fowler White Burnett's Insurance Coverage and Litigation Group, Efrain Carlos provides coverage analysis and opinions. He advises national insurance companies on the full range of coverage issues, such as duty to defend, reservation of rights, policy condition and loss allocation. Due to our clients' diverse array of insurance products, Efrain is experienced with many lines of insurance coverage, including general liability, directors and officers, errors and omissions, professional liability, property, homeowners and automobile.

Efrain's insurance trial practice focuses on bad faith litigation and extra-contractual liability. He defends a variety of bad faith claims, including common law and statutory claims, related claims for punitive damages and first and third party claims. Efrain regularly attends mediation, arbitration and court proceedings throughout Florida. He also serves as monitoring counsel in class action litigation matters affecting the rights of insurers and policyholders.

Prior to joining Fowler White Burnett, Efrain handled the defense of complex litigation involving business disputes, real estate, construction, products liability and premises liability on behalf of major insurers and Fortune 500 companies.