Erie County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Margaret M. Murray

Motor Vehicle, Litigation, Class Action, Estate Administration, Insurance

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

Dennis E. Murray

Litigation, Class Action, Directors & Officers, Corporate, Business Organization

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

Dennis E. Murray

Bad Faith, Bad Faith Insurance, Banking & Finance, Bed Bug

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

Thomas J. Murray

Personal Injury, Criminal, Environmental Law, Business, Mass Torts

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

Michael T. Murray

Bed Bug, Federal Trial Practice, Medical Malpractice, Car Accident

Status: In Good Standing

FREE CONSULTATION

CONTACT

111 East Shoreline Drive, Sandusky, OH 44870

James T. Murray

Class Action, Environmental Law, Corporate, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

W. Patrick Murray

Environmental Law, Medical Malpractice, Personal Injury, Products Liability

Status: In Good Standing

FREE CONSULTATION

CONTACT

111 East Shoreline Drive, Sandusky, OH 44870

James S. Timmerberg

Personal Injury

Status: In Good Standing

FREE CONSULTATION

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111 East Shoreline Drive, Sandusky, OH 44870

Betty Burley

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

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5012 Liberty Avenue, Vermilion, OH 44089

Patrick Edward Gammons

Traffic, Litigation, Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

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6317 Darrow Road, Huron, OH 44839

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FDCPA

See Fair Debt Collections & Practices Act.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Erie County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Margaret M. Murray

Dennis E. Murray

Dennis E. Murray

Thomas J. Murray

Michael T. Murray

James T. Murray

W. Patrick Murray

James S. Timmerberg

Betty Burley

Patrick Edward Gammons

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

MEANS TEST

INTEREST

FDCPA

S CORPORATION

ABUSE

TRADE DRESS

WINDING UP

SECURED DEBT

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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