Consumer Law Pro

The Colorado bankruptcy laws were amended in 2005 by a law known as the Bankruptcy Abuse Prevention and Consumer Abuse Protection Act (BACPA). The law has made filing bankruptcy much more complicated. One mistake or omission can result in a dismissal or loss of property. A dismissed bankruptcy has the same impact on your credit as a completed bankruptcy but without the benefit of a discharge of debt. A dismissal may prevent a debtor from re-filing for chapter 7 or chapter 13 bankruptcy again for 6 months in some cases.
 
My clients are never unfavorably surprised in their bankruptcy case. I accomplish this by conducting several thorough interviews with my clients. The result is a more thorough-streamlined process than you will find anywhere else. I then review the entire petition with you at my office before filing it with the court.  My clients appreciate the time I spend on their case and they appreciate my quick turn-around for responding to voice-mails and emails.
 
Contact me for a free in-house bankruptcy consultation. My law office is debt relief agency. I help people obtain financial relief by representing them under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.
 
If you are considering filing for bankruptcy in Denver, your most significant asset may be your current income and/or future earnings. Filing for bankruptcy will prevent creditors from garnishing your wages as soon as your petition is filed, even if the creditor has reduced your debt to a judgment and is currently collecting against your wages.