The Law Office Of Robert S List Esq

They make a lot of promises to get you signed up and it doesn’t turn out that way. I was told that my cards would get negotiated down. The reality was that they accrued a bunch of interest before they were settled, they went to civil court before Gitmeid contacted them, and then not only do I have to pay the larger numbers with interest but I also have to pay the Gitmeid fees. Oh and my credit score is trash. I at least had a good credit score before this. I wish I had just paid off my credit cards and not done this. They also had me sold with $661 a month payment toward all of the cards but it really ended up being $1,182. It just felt like false claims and big promises just to get you signed up. So now I’m paying probably the same amount as I was before but now my credit is destroyed. Only giving three stars because everyone you talk to is nice.

Joined program in October of 2022. It started off strong but at the end I got ripped off and screwed over let me explain. I had 2 creditors one was a CC and one was a personal loan. They settled my CC very quickly and got me down to half of what I owe. As for the personal loan they got me to 500 dollars more than what I originally owed as a “settlement”. The negotiation team got me 3 “settlements”before that of 6 grand less than what I owed but to pay it all in one lump some. I told them if I had that kind of money I wouldn’t be in this program not to mention this completely defeats the purpose of this program. The “settlement” for my personal loan was to be paid back within 5 years so I wouldn’t be debt free until 2029. I was told when I originally signed up for the program it be 39 months. So ultimately I accepted because at the time I didn’t have another choice and the lady I was on the phone with told me to accept it without directly saying it because the creditor can back out and not even negotiate with them at all. However that wasn’t the case actually. I found a different solution that was wayyyy better for my situation. I called getmeid to remove myself from the program and as a client. They asked why. I told them 2 reasons. 1 I found a better solution and 2 I wasn’t happy with the “settlement” of my personal loan I got. I was told then and there that it’s just to get the creditor to stop and once I pay 6 months they can go back and renegotiate. I was never told this until now. Guess they didn’t think it was necessary to tell me that information before but oh well I found a better solution for my situation. That is just sketchy to wait to say such vital information. I will say everyone I talked too was friendly but other than that there is a severe lack of communication between everyone here. Wouldn’t recommend.

I cannot say enough thanks for all the staff helping me and encouraging me to push on. They were there when I thought I wasn't going to make it through the month. I'm debt free . Thanks so much. I don't even think about getting a credit card now. I only buy what I need and not what I wish I could have. It took a good 4 years but it was worth it. Thanks again.

I started in the program in 2021 when I was vulnerable and didn't know who to turn to. I needed advice so I called them. They told me in such a way that they were going to be there and that they have my best interest - so I signed up. Fees accured, telephones not answered on their end, been hung up on. I spent thousands of dollars already with not even one credit card paid off. This has caused nothing but headaches. I called in and asked to speak with a supervisor, thinking I'd get somewhere. They say that they'll note my account and have someone reach out - nothing. Rinse and repeat more than a dozen times. I've gotten legal letters from my credit card companies saying that I'm going to be sued because I haven't paid into them. Again, I started in 2021. This is beyond saddening. I can go on but I'll leave it at this, call the credit card companies yourself and negotiate. This company is not worth the exhaustion and headaches.

If I could give zero I would. . They fed me a line of bull . Paid for seven months then all of it was gone except 34. OO in my so called dedicated savings account was told it was for negotiation fees and only a few dollars had went for debt. Wanted me to take out a loan through them but couldn’t give me an exact interest rate which would have added much more than the debt I owed.Still had 2 creditors they had to negotiate with so more of their fees . Was told my creditors wanted to be paid one dollar a month for 10 months then more would start going towards the debt which meant $247.00 a month was going to them and $3.00 towards 3 of the creditors Talked to the companies after I fired the firmI and was told that the law firm set the dollar a month not them Had already paid them almost $1800.00 so that would have been almost 5 grand or more going to them and less than $50.00 in 17 or 18 months going towards the debt . Told me debt would be paid in 3to five years then said they didn’t say that that they couldn’t give me a set time that debt would be paid off . Only had 12 grand in debt to begin with . I would have probably ended up paying them that and more to settle it . Talked to the companies myself and will have 3 of the debts paid off in a year with no extra fees added. They take advantage of people that are in a vulnerable position and make their situation worse.I am 63 and probably wouldn’t have lived to pay them off . Run as fast as you can . Now on my own I can see a light at the end of the tunnel. Thanks for nothing. You should be ashamed but I’m sure you sleep just fine at night.