Glassboro Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Joseph Cogan

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Estate Planning, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt, Business Organization

Richard Joseph Cogan is a practicing lawyer in the state of New Jersey.

FREE CONSULTATION

CONTACT

856-463-0331

105 Market Place, Glassboro, NJ 08028

Kenneth J. Schweiker

Litigation, Transactions, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

6 North Broad Street, Woodbury, NJ 08096

Janine Marie Lloyd

Litigation, Immigration, Transactions, Credit & Debt

Status: In Good Standing

CONTACT

6 North Broad Street, Woodbury, NJ 08096

William F. Ziegler

Business Organization, Civil Rights, Collection, Employment

Status: In Good Standing

CONTACT

66 Euclid Street, Woodbury, NJ 08096

Joseph J. Rogers

Bankruptcy & Debt, Foreclosure, Real Estate, Traffic

Status: In Good Standing Licensed: 29 Years

CONTACT

900 Route 168, Blackwood, NJ 08012

Carrie Jeanne Boyle

Bankruptcy & Debt, Employment, Estate, Lawsuit & Dispute

Status: In Good Standing Licensed: 16 Years

CONTACT

121 Johnson Road, Turnersville, NJ 08012

David Reinherz

Bankruptcy & Debt, Divorce & Family Law, Criminal, Immigration

Status: In Good Standing

FREE CONSULTATION

CONTACT

151 Fries Mill Rd., Blackwood, NJ 08012

Jill T. Bryan

Bankruptcy, Bankruptcy & Debt

Status: Retired Licensed: 39 Years

CONTACT

900 Route 168, Blackwood, NJ 08012

Rex J. Roldan

Government, Administrative Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

900 Route 168, Blackwood, NJ 08012

Joseph T. Margrabia

Landlord-Tenant, Bankruptcy & Debt, Election & Political

Status: Retired Licensed: 38 Years

CONTACT

309 N Delsea Dr, Glassboro, NJ 08028

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Glassboro Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Richard Joseph Cogan

Kenneth J. Schweiker

Janine Marie Lloyd

William F. Ziegler

Joseph J. Rogers

Carrie Jeanne Boyle

David Reinherz

Jill T. Bryan

Rex J. Roldan

Joseph T. Margrabia

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

NUISANCE FEES

FAIR CREDIT BILLING ACT (FCBA)

TRUTH IN LENDING ACT (TILA)

ADMINISTRATIVE EXPENSES

IRS EXPENSES

REDEMPTION

CHAPTER 7 BANKRUPTCY

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