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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

FREE CONSULTATION

CONTACT

800-941-5060

190 Bates Street, Lewiston, ME 04240

Edward L. Dilworth

Litigation, Family Law, Collection, Personal Injury, Real Estate

Status: In Good Standing

CONTACT

266 Main Street, Norway, ME 04268

Peter G. Hastings

Municipal, Estate Planning, Non-profit, Commercial Bankruptcy

Status: Deceased Licensed: 64 Years

CONTACT

376 Main Street, Fryeburg, ME 04037

John W. Geismar

Tax, Health Care Other, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

217 Main Street, Lewiston, ME 04243

Richard J. O'Brien

Wills, Trusts, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

Auburn, ME 04212

David R. Dubord

Litigation, Wills & Probate, Collection, Collection, Bankruptcy Litigation

Status: In Good Standing Licensed: 44 Years

CONTACT

86 Lisbon Street, Lewiston, ME 04243

Donald S. Hornblower

International Other, Divorce, DUI-DWI, Bankruptcy, Federal Appellate Practice

Status: In Good Standing

CONTACT

95 Park Street, Lewiston, ME 04243

Shawn K. Bell

Wills, Civil & Human Rights, Business & Trade, Reorganization

Status: In Good Standing Licensed: 33 Years

CONTACT

810 Lisbon Street, Lewiston, ME 04241

Neil S. Shankman

Landlord-Tenant, Litigation, Lawsuit & Dispute, Commercial Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

472 Main Street, Lewiston, ME 04240

Irving Isaacson

Commercial Bankruptcy

Status: Deceased Licensed: 85 Years

CONTACT

Lewiston, ME 04243

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Greenwood Bankruptcy & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

Edward L. Dilworth

Peter G. Hastings

John W. Geismar

Richard J. O'Brien

David R. Dubord

Donald S. Hornblower

Shawn K. Bell

Neil S. Shankman

Irving Isaacson

TIPS

LEGAL TERMS

INTEREST

REAFFIRMATION

LIMITED PARTNERSHIP

CHAPTER 13 BANKRUPTCY

DEFINED CONTRIBUTION PLAN

SECRET WARRANTY PROGRAM

GUARANTEED RESERVATION

MEANS TEST

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