Taylor A. Gerchman founded Life Legal after working for several small to mid-size insurance law firms in the Philadelphia area where she proved herself to be a hard-working and dedicated attorney. From the beginning of her legal career, Taylor has focused solely on insurance litigation with an emphasis on group, whole or term life insurance claims, beneficiary disputes, and ERISA claim appeals. Taylor prides herself on recovering millions of dollars in life insurance benefits on behalf of her clients so far, and intends to more than double that amount in the coming years. Prior to becoming an attorney, Taylor earned her Bachelor’s Degree in Psychology with a minor in Spanish from Lock Haven University of Pennsylvania. While a student at Lock Haven University, Taylor was a member of the Psi Chi, the International Honors Society of Psychology, and a peer group tutor in Spanish. Immediately after graduation, Taylor went to Thomas R. Kline School of Law at Drexel University, where she was a Marshall-Brennan Constitutional Literacy Fellow, a member of the Trial Team, and a Teaching Assistant for Introduction to Trial Advocacy. During her time as an attorney, Taylor has learned the importance of timely and transparent communication with clients regarding their cases. Recognizing that each of her clients may be grieving the loss of a loved one, dealing with financial strain, or are overwhelmed by where to start, Taylor strives to provide passionate and strategic representation without adding to her clients’ stress. Outside of the court room, Taylor enjoys spending time with her husband and sons, being outdoors, and catching up on her favorite podcasts.

Joseph S. Toczydlowski is a Pennsylvania attorney with 20 years of experience. Joseph is a graduate of Scranton Prep. He obtained a Bachelor of Science degree from the University of Scranton in chemistry/business. He studied law at the Duquesne University School of Law in Pittsburgh. He earned his Juris Doctorate degree in 1995. After graduating from law school, Joseph accepted a position as Assistant District Attorney for the Lackawanna County District Attorney’s Office where he prosecuted hundreds of criminal cases including numerous jury trials. He remained in this position until 1999. In 2000, Joseph was elected for a six year term as Magisterial District Judge for Judicial District 45-3-04. Joseph has also maintained a private practice of law since 1996. His general practice of law has evolved into a multi-discipline practice capable of professionally assisting almost any individual or small business needs. Joseph understands how difficult it can be to deal with legal problems. Regardless of the nature of your case, he will always treat you with compassion and dignity throughout the case. He will also be available to answer your questions, educate you on your legal matters and provide professional assistance every step of the way.

Tullio DeLuca was admitted to bar in 1990 in Pennsylvania, US District Court, Middle, Eastern and Western Districts of Pennsylvania. Attorney DeLuca represents debtors and creditors in Chapters 7, 11, 12, and 13 bankruptcy proceedings, bankruptcy loan workouts, and foreclosure proceedings. His experience also includes reviewing mortgage and loan documents, analyzing and reviewing individual and corporate finances for loan workouts, debt counseling, conducting closings, reviewing closing documents, and determining sufficiency of security and lien interest. He has also represented individuals successfully in estate planning matters, formulating a comprehensive plan and preparing the necessary documentation such as wills, trusts, powers of attorney, living wills, buy-sell agreements, stockholder agreements, and partnership agreements.