Hockley Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Jameson Joseph Watts

Litigation, Elder Law, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

26418 Oak Ridge Drive, Spring, TX 77380

T. Michael Neville

Commercial Real Estate, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

26314 Wedgewood Park, Cypress, TX 77433

Kevin Mark Jones

International Other, Employee Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

17515 Spring Cypress Rd, Cypress, TX 77429

Donald Michael Stull

Construction, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

312 High St, Tomball, TX 77375

Patrick D. Devine

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Pinehurst, TX 77362

Patrick D. Devine

Traffic, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

Pinehurst, TX 77362

William Anthony Callegari

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

15040 Fairfield Village Square Dr, Cypress, TX 77433

Keith T. Gilbert

International Other, Entertainment, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

35835 Fm 1774 Rd, Pinehurst, TX 77362

Richard John Jauma

Lawsuit & Dispute, Clean Air Practice, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

21610 Meadowsweet Dr, Magnolia, TX 77355

James Derick Winfrey

Family Law, Criminal, Litigation, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

13121 Louetta Road, Cypress, TX 77429

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Hockley Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Jameson Joseph Watts

T. Michael Neville

Kevin Mark Jones

Donald Michael Stull

Patrick D. Devine

Patrick D. Devine

William Anthony Callegari

Keith T. Gilbert

Richard John Jauma

James Derick Winfrey

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

TRADE NAME

DEBIT CARD

AUTOMATIC STAY

ADMINISTRATIVE EXPENSES

BANKRUPTCY

ACCORD AND SATISFACTION

GARNISHMENT

CREDIT COUNSELING

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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