Houston Credit & Debt Lawyer, Texas, page 2

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Stuart Duncan Allen

Employee Rights, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

1135 Heights Blvd, Houston, TX 77008

David W. Funderburk

Environmental Law Other, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

2777 Allen Pkwy, Houston, TX 77019

David Speed Elder

Commercial Real Estate, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1111 Louisiana St, Houston, TX 77002

Thomas Day Smith

Family Law, Insurance, Credit & Debt, Personal Injury

Status: Deceased Licensed: 64 Years

CONTACT

1415 Louisiana St, Houston, TX 77002

Sylvia Ann Mayer

Employee Rights, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

Houston, TX 77265

Brian Addison Baker

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

5300 Memorial Dr, Houston, TX 77007

Larry Jim Hysinger

Construction, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

1100 Leeland St, Houston, TX 77002

Tony Loren Draper

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

1001 Mckinney St, Houston, TX 77002

Duston Kenneth Mcfaul

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

1000 Louisiana St., Houston, TX 77002

Jason Wayne Billeck

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

1000 Louisiana Street, Houston, TX 77002

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Houston Credit & Debt Lawyer, Texas, page 2

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Stuart Duncan Allen

David W. Funderburk

David Speed Elder

Thomas Day Smith

Sylvia Ann Mayer

Brian Addison Baker

Larry Jim Hysinger

Tony Loren Draper

Duston Kenneth Mcfaul

Jason Wayne Billeck

TIPS

LEGAL TERMS

FCBA

GUARANTEED RESERVATION

DEBIT CARD

SECRET WARRANTY PROGRAM

TRADE DRESS

ABUSE

BANKRUPTCY

C CORPORATION

CURRENT MONTHLY INCOME

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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