Lake County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Lake Credit & Debt lawyer.
Below are all Lake lawyers.

Glenn E. Forbes

✓ VERIFIED

Bankruptcy & Debt, Divorce & Family Law, Estate, Landlord-Tenant, Business

Glenn E. Forbes has been practicing Bankruptcy law for forty (40) years. After his admission to the Ohio bar, he immediately began practicing Bankrup... (more)

CONTACT

440-739-6211

166 Main St, Painesville, OH 44077

Algis Sirvaitis

✓ VERIFIED

Estate, Wills & Probate, Real Estate, Elder Law

Algis Sirvaitis brings a wealth of experience in the law, having practiced in the Cleveland area since 1966. He is well versed in many areas of the la... (more)

FREE CONSULTATION

CONTACT

800-785-3260

38109 Euclid Avenue, Willoughby, OH 44094

Gary D. Zeid

Real Estate, Wills & Probate, Child Custody, Divorce & Family Law, Car Accident

Status: In Good Standing

CONTACT

7547 Mentor Avenue, Mentor, OH 44060

Robert J. DiCello

Estate Administration, Wrongful Death, Medical Malpractice, Car Accident, Products Liability

Status: In Good Standing

FREE CONSULTATION

CONTACT

7556 Mentor Avenue, Mentor, OH 44060

John W Shryock

Wills, Wills & Probate, Family Law, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

30601 Euclid Avenue, Wickliffe, OH 44092

Hector G. Martinez

Computer Law, DUI-DWI, Criminal, Corporate

Status: In Good Standing

FREE CONSULTATION

CONTACT

4230 State Route 306, Willoughby, OH 44094

Mark A. Schneider

Wills & Probate, Wills, Trusts, Elder Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

7556 Mentor Avenue, Mentor, OH 44060

Mark A. DiCello

Litigation, Trucking, Household Mold, Personal Injury, Mass Torts

Status: In Good Standing

FREE CONSULTATION

CONTACT

7556 Mentor Avenue, Mentor, OH 44060

Linda D. Cooper

Divorce & Family Law

Status: In Good Standing

CONTACT

77 North St. Clair, Painesville, OH 44077

Patrick David Quinn

Estate, Felony, DUI-DWI, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

2802 SOM Center Road, Willoughby, OH 44094

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Lake County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Glenn E. Forbes

Algis Sirvaitis

Gary D. Zeid

Robert J. DiCello

John W Shryock

Hector G. Martinez

Mark A. Schneider

Mark A. DiCello

Linda D. Cooper

Patrick David Quinn

TIPS

LEGAL TERMS

GARNISHMENT

PRESUMED ABUSE

SECRET WARRANTY PROGRAM

CHAPTER 7 BANKRUPTCY

LIEN

SOLE PROPRIETORSHIP

COLLATERAL

DISPOSABLE INCOME

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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