Whati is Social Security Disability?
by
Jeffrey Eugene Buskirk on Feb. 02, 2013
Summary: The article gives a short explanation of social security disability and supplemental security income.
Social security disability (SSD) is an insurance policy. Social seurity disabiliy is a disability insurance policy sponsored by the federal government and administered by the federal government. Like all insurance policies, you must pay the premium.
You pay your disability premiums by working and paying into the social security system. In order for disability coverage to be available, you must have worked five out of the last ten years. If you have not worked five out of the last ten years when you become disabled, then you do not qualify for social security disability.
If you have paid your premiums, the social security disability policy covers numerous impairments including but not limited to heart, back, lung, stomach, diabetes, and psychological disorders. Psychological disorders for which disability may be obtained included depression, bipolar disorder, post traumatic stress disorder, and closed head injury among others. . Disorders may be combined to establish disability.
Individuals who work "under the table" are not paying into social security. By not paying into social security for an extended time perid, these indivials loose their ability to collect disability if they become unable to work.
If you do not qualify for disability because you have not paid your premiums, you may qualify for supplemental security income. Supplemental security income (sssi) is a form of welfare under the social security program. You must be disabled under the social security rules and you must have financial need. Your household must have a limited income and you must have very little assets.
