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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Edward C Castagna

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

611 Druid Rd E, Clearwater, FL 33756

David Byron Smitherman

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

600 Bypass Dr, Clearwater, FL 33764

Jordan Tyler Isringhaus

Civil Rights, Contract, Credit & Debt, Property Damage

Status: In Good Standing

CONTACT

8380 Bay Pines Blvd, Saint Petersburg, FL 33709

Christopher Lee Hixson

Commercial Real Estate, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

2727 Ulmerton Rd, Clearwater, FL 33762

Keith J Harmon

Corporate, Entertainment, Credit & Debt, Intellectual Property

Status: In Good Standing Licensed: 29 Years

CONTACT

1 Hsn Dr, Saint Petersburg, FL 33729

Pamela Anne Keris

Land Use & Zoning, Litigation, Federal Appellate Practice, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

700 Spottis Woode Ln, Clearwater, FL 33756

David Carl Levenreich

Employee Rights, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

406 S Prospect Ave, Clearwater, FL 33756

Janis L. Rosser

Dispute Resolution, Business & Trade, Credit & Debt, Car Accident

Status: In Good Standing Licensed: 44 Years

CONTACT

886 Weathersfield Dr, Dunedin, FL 34698

Steve Dinh Tran

Family Law, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

12425 28Th St N, Saint Petersburg, FL 33716

Jason Daniel Barlow

Litigation, Trusts, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

3845 5Th Ave N, Saint Petersburg, FL 33713

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FDCPA

See Fair Debt Collections & Practices Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Largo Credit & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Edward C Castagna

David Byron Smitherman

Jordan Tyler Isringhaus

Christopher Lee Hixson

Keith J Harmon

Pamela Anne Keris

David Carl Levenreich

Janis L. Rosser

Steve Dinh Tran

Jason Daniel Barlow

TIPS

LEGAL TERMS

GUARANTOR

LIEN

SETOFF

WORKOUT

FDCPA

MEETING OF CREDITORS

REDEMPTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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