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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Otto E Halboth

Dispute Resolution, Federal Appellate Practice, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 54 Years

CONTACT

12465 2Nd St E, Saint Petersburg, FL 33706

Jesse Leland Skipper

Environmental Law Other, Contract, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1017 9Th Ave N, Saint Petersburg, FL 33705

Omaira Dauta

Credit & Debt, Bankruptcy, Lawsuit, Landlord-Tenant

FREE CONSULTATION

CONTACT

2719 1st Avenue North, St Petersburg, FL 33713

Gale Marie Bobenhausen

Family Law, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

30 Bishop Creek Dr, Safety Harbor, FL 34695

Beatriz Eugenia Sanchez

Litigation, Civil Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

721 1St Ave N, Saint Petersburg, FL 33701

Adam Butkus Brouillet

Litigation, Federal Trial Practice, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

200 Central Ave, Saint Petersburg, FL 33701

Susan Marie Helms

Family Law, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

146 2Nd St N, Saint Petersburg, FL 33701

Jon Byron Coats

Construction, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

4055 Central Ave, Saint Petersburg, FL 33713

David Shawn Delrahim

Construction, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

721 1St Ave N, Saint Petersburg, FL 33701

Amber Hill

Administrative Law, Credit & Debt, Civil Rights, Family Law

Status: In Good Standing

CONTACT

136 4Th St N, Saint Petersburg, FL 33701

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Largo Credit & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Otto E Halboth

Jesse Leland Skipper

Omaira Dauta

Gale Marie Bobenhausen

Beatriz Eugenia Sanchez

Adam Butkus Brouillet

Susan Marie Helms

Jon Byron Coats

David Shawn Delrahim

Amber Hill

TIPS

LEGAL TERMS

UNSECURED DEBT

CREDITOR

NONEXEMPT PROPERTY

GARNISHMENT

PRIORITY DEBT

GRACE PERIOD

GUARANTEED RESERVATION

IRS EXPENSES

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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