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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Michael Breslin

General Practice

FREE CONSULTATION

CONTACT

973-983-7020

3 Main St, Newton, NJ 07860

David Lyon Jubanowsky

Directors & Officers, Business Successions, Business Organization, Dissolution

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

Anthony Pasquariello

Bankruptcy, Estate, Lawsuit & Dispute, Real Estate, Landlord-Tenant

Status: In Good Standing

CONTACT

xxxxxx, Branchville, NJ 07826

Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Newton, NJ 07860

Stephen Mcnally

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

93 Main St, Newton, NJ 07860

James Castiglia

Workers' Compensation, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5561 Berkshire Valley Road, Oak Ridge, NJ 07438

Jeffrey Ian Bronson

Bankruptcy, Wills & Probate, Municipal, Immigration

Status: In Good Standing

CONTACT

Street Level Entrance, Dover, NJ 07801

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCBA

See Fair Credit Billing Act.

CREDIT FILE

See credit report.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Layton Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

John Michael Breslin

David Lyon Jubanowsky

M. Richard Valenti

James M. Cerra

Anthony Pasquariello

Charles Brand

Stephen Mcnally

James Castiglia

Jeffrey Ian Bronson

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LEGAL TERMS

IRS EXPENSES

FAIR CREDIT REPORTING ACT (FCRA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

401(K) PLAN

FCBA

CREDIT FILE

TRADE DRESS

FAIR CREDIT BILLING ACT (FCBA)

COLLECTION AGENCY

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