League City Credit & Debt Lawyer, Texas

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Scott Bocchio
About | Practice Areas
Legal Rights Advocates, PLLC
354 Merrimack Street Suite 331 Lawrence, MA 01843» view map
Credit & Debt Law
Legal Specialists. Ready To Serve.

Legal Rights Advocates, Inc. aims to be a premier resource for Fair Debt Collection Practices Act (FDCPA) and debt collection harassment practices.

855-254-7841
1. Scott Bocchio Lawrence, MA
  Attorney at Law- MA, 2007
  Massachusetts School of Law, J.D. 2007
2. AboutLegal Rights Advocates, PLLC
  Legal Specialists. Ready To Serve.
3. Practice AreasExpertise
  Credit & Debt Law
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2. Email
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David John Booth

Construction, Employee Rights, Securities, Credit & Debt

Status: In Good Standing

CONTACT

2525 S Shore Blvd, League City, TX 77573

Pamela S. Hoerster

Construction, Admiralty & Maritime, Clean Air Practice, Credit & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

2600 S Shore Blvd, League City, TX 77573

Staci Ann Griffin

Commercial Real Estate, Wills, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

700 Gemini St, Houston, TX 77058

Charles Edward Lobb

Construction, Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

700 Gemini St, Houston, TX 77058

Kyle L. Dickson

Construction, Science, Technology & Internet, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

700 Gemini St, Houston, TX 77058

Douglas B. Wilson

Clean Air Practice, Insurance, Credit & Debt, Toxic Mold & Tort

Status: In Good Standing Licensed: 51 Years

CONTACT

1300 Bay Area Blvd, Houston, TX 77058

Christopher Anderson Gregg

Commercial Real Estate, Wills, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

16055 Space Center Blvd, Houston, TX 77062

Dick Hoskins Gregg

Commercial Real Estate, Family Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

16055 Space Center Blvd, Houston, TX 77062

Thomas M. Root

Family Law, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

450 N Texas Ave, Webster, TX 77598

Marc H. Schneider

Health Care Other, Wills, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

15150 Middlebrook Drive, Houston, TX 77058

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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League City Credit & Debt Lawyer, Texas

Sponsored Law Firm

Legal Rights Advocates, PLLC

SPONSORED LAWYERS

David John Booth

Pamela S. Hoerster

Staci Ann Griffin

Charles Edward Lobb

Kyle L. Dickson

Douglas B. Wilson

Christopher Anderson Gregg

Dick Hoskins Gregg

Thomas M. Root

Marc H. Schneider

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

GUARANTEED RESERVATION

NONEXEMPT PROPERTY

BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

401(K) PLAN

SECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

DISCHARGEABLE DEBTS

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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