Magnetic Springs Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4511 Cemetery Road, Hilliard, OH 43026

James Wiley Park

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1299 Olentangy River Road, Columbus, OH 43212

Mark William Iannotta

Commercial Leasing, Contract, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

2109 Stella Court, Columbus, OH 43215

Kathleen L. Caress

Banking & Finance, Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing

CONTACT

2250 Huntington Center, 41 South High Street, Columbus, OH 43215

Eric Eastman Willison

Real Estate, Criminal, Constitutional Law, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

4876 Cemetery Rd, Hilliard, OH 43026

Andrew Jack Ruzicho

Landlord-Tenant, Family Medical Leave Act (FMLA), Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

118 Graceland Blvd, Columbus, OH 43214

Terrence Gerard Stolly

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1111 Rush Ave, Bellefontaine, OH 43311

Schuyler Robert Schmidt

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

1400 King Ave, Westerville, OH 43212

Asriel C. Strip

Estate Planning, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 65 Years

CONTACT

575 S 3Rd St, Columbus, OH 43215

Sara Hutchins Jodka

Class Action, Communication & Media Law, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

250 West Street, Columbus, OH 43215

800-923-0641

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Magnetic Springs Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

James E. Nobile

James Wiley Park

Mark William Iannotta

Kathleen L. Caress

Eric Eastman Willison

Andrew Jack Ruzicho

Terrence Gerard Stolly

Schuyler Robert Schmidt

Asriel C. Strip

Sara Hutchins Jodka

TIPS

LEGAL TERMS

TOXIC TORT

CHAPTER 13 PLAN

DISCHARGE (OF DEBTS)

SETOFF

DISPOSABLE INCOME

SUBROGATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBT COLLECTOR

CREDIT INSURANCE

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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