Areas of Practice: Philip Clark Jones concentrates in the representation of construction contractors with respect to contracts, collections, claims, mechanic’s liens, bond claims, insurance coverage issues, bankruptcy preference defense, and litigation and arbitration of both private and government contract disputes. Bar Admissions: District of Columbia, Maryland, and Virginia. Professional Background: Prior to attending law school, Mr. Jones was an international project development officer for the Export-Import Bank of the United States, where he had principal responsibility for project development in Sub-Saharan Africa. He also acted as the Director of the Program for Engineering and Feasibility Studies. Phil learned trial practice in the criminal courts in the District of Columbia, where he started out defending minor misdemeanors and worked his way up to major felonies, achieving not guilty verdicts in 28 out of last 32 cases. From 1985-1995, Phil Jones was General Counsel to the Williams Industries group of companies, which included 17 operating companies engaged in steel fabrication and erection, bridge erection, precast erection, caissons, marine construction, and construction insurance. Since 1995 Mr. Jones has been engaged in private law practice. Prior to starting his current firm, he was a member of the Construction Law practice group in the Washington, D.C. office of the global law firm K & L Gates and its District of Columbia predecessor, Bell, Boyd & Lloyd. Teaching and Speaking: Phil Jones is formerly an Adjunct Professor at the Graduate School of Engineering, Catholic University of America, where he taught construction law. He is a frequent speaker for both local and national construction industry trade associations. Publications: Negotiating for Profit: Breakthrough Techniques for Power Bargaining (2003) (CD/Workbook); How to Get Paid in Full on Every Job (2001); Practical Construction Law (1997); Legal Protection for Construction Subcontractors and Suppliers (1995). Education: J.D., George Washington University Law School; M.B.A., George Washington University; B.A., West Virginia University. Court Admissions: United States Court of Federal Claims; Armed Services Board of Contract Appeals; local and Federal courts in District of Columbia, Maryland, and Virginia. U.S. Supreme Court. Mr. Jones has also been admitted for specific cases in courts in New York, California, Texas, Iowa, Nebraska, South Dakota, and Wisconsin.

Timothy Chambers, Esq. is a steadfast advocate and dedicated legal strategist, bringing the grit and resolve forged during his service in the United States Air Force enlisted ranks to his work in consumer bankruptcy law. Much like a determined non‑commissioned officer leading from the front lines, Timothy approaches his legal practice with never-ending commitment, leading Chambers Law from his office in Annapolis, Maryland. His mission is to guide individuals overwhelmed by financial challenges, helping them understand Chapter 7 and Chapter 13 bankruptcy so they can recalibrate their strategies. Educated at Rowan University and the Duncan School of Law, Timothy treats each matter with careful analysis and resolution, offering a flat‑fee structure and free consultations to ensure accessible support. Whether assisting clients in rebuilding credit, reducing vehicle payments, or formulating safeguarding practices for security clearances, he provides a helping hand in the pursuit of financial stability, reshaping his clients’ futures with integrity and purpose, one case at a time. Tim’s service through his pro bono legal work led to his recognition as a Lawyer for Justice by the Tennessee Supreme Court for five consecutive years. He is respected for clear oral advocacy, attention to detail, integrity, and a strong work ethic. He also focuses on consumer bankruptcy and student loan law. His work in student loan matters has been featured in the media on a nationwide scale, with clients featured in publications such as the BBC, Business Journal, and USA Today. Timothy is not only an attorney; he is a resolute advocate for justice and a thoughtful legal strategist. Drawing on the grit and discipline shaped during his service in the U.S. Air Force, Timothy approaches each case with determination, empathy, and precision.