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Mcalister Bankruptcy & Debt Lawyer, New Mexico

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Michael T. Garrett Lawyer

Michael T. Garrett

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Accident & Injury, Criminal, Divorce & Family Law, Estate, Immigration

I am a trial lawyer whose practice focuses on general litigation and appeals arising from wrongful death, medical malpractice, catastrophic injuries, ... (more)

CONTACT

800-690-8250

920 N Main St, Clovis, NM 88101
Profile LAWPOINTS™62/100
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Roger Allan Bargas

Health Care Other, Criminal, Constitutional Law, Civil Rights
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Albert J. Mitchell

General Practice
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Donald C. Schutte

Corporate, Natural Resources, Personal Injury, Workers' Compensation, Power of Attorney
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Timothy Lee Rose

General Practice
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Ricky D. Purcell

General Practice
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Nancy G. English

General Practice
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Ricky D. Purcell

General Practice
Status:  In Good Standing           
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™22/100
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Ricky D. Purcell

General Practice
Status:  In Good Standing           Licensed:  50 Years
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™19/100
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Mark Irvin Bannister

General Practice
Status:  Inactive           Licensed:  42 Years
CONTACT
Tucumcari, NM 88401
Profile LAWPOINTS™19/100
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800-620-0900

Free Help: Use This Form or Call 800-620-0900

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800-923-0641

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TIPS

Lawyer.com can help you easily and quickly find Mcalister Bankruptcy & Debt Lawyers and Mcalister Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FDCPA

See Fair Debt Collections & Practices Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)
(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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