Mckinney Bankruptcy Lawyer, Texas

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Daniel Ciment
About | Practice Areas
Ciment Law Firm PLLC
24275 Katy Freeway Suite 400 Katy, TX 77494» view map
Bankruptcy & Debt Law
Texas Consumer Protection

My firm specializes in protecting Texans’ Consumer Rights and resolving their unpaid debts.

800-291-2160
1. Daniel Ciment Katy, TX
  Attorney at Law- TX, 2003
  South Texas College of Law, J.D. 2003
2. AboutCiment Law Firm PLLC
  Texas Consumer Protection
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Gregory T. Meyer

Bankruptcy, Collection, Contract, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

5700 Granite Parkway, Plano, TX 75024

Larry R. Boyd

Real Estate, Litigation, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1700 Redbud Blvd, Mckinney, TX 75069

Janet C. Pederson

Bankruptcy, Estate, Power of Attorney

Status: In Good Standing Licensed: 30 Years

CONTACT

201 S Mcdonald St, Mckinney, TX 75069

Larry Ray Boyd

Litigation, State Appellate Practice, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1700 Redbud Blvd, Mckinney, TX 75069

Servando James Mchazlett

Litigation, Criminal, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

1200 W University Dr, Mckinney, TX 75069

Scott William Lemke

Wills, Criminal, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

201 S Mcdonald St, Mckinney, TX 75069

Amy Lynn Savell Jenkins

Commercial Real Estate, Oil & Gas, Elder Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

6401 Eldorado Parkway, Mckinney, TX 75070

Jack M. Pepper

Real Estate, Consumer Bankruptcy, Credit & Debt, Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

901 N Mcdonald St, Mckinney, TX 75069

Nii Amaa Ollennu

Immigration, Criminal, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 5 Years

CONTACT

2150 South Central Expressway, Mckinney, TX 75070

James Ray Johnson

Family Law, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 6 Years

CONTACT

6401 Eldorado Pkwy, Mckinney, TX 75070

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT FILE

See credit report.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

... Clair Newbern, Fort Worth, TX, for Amicus Curiae. PER CURIAM. At issue in this appeal is whether the plaintiffs in a personal injury suit should be estopped from pursuing their claim because they initially omitted it as a listed asset in a pending bankruptcy. ...

Graber v. Fuqua

... 2240, 135 L.Ed.2d 700 (1996)). IV. Federal Law Occupies the Field of Bankruptcy and Preempts State Law. ... Id. C. The Required Uniformity of Bankruptcy Laws Mitigates Against Development of State Common Law Claims for Misconduct in Bankruptcy Proceedings. ...

Unifund CCR Partners v. Villa

... Villa later filed for bankruptcy, and his debts were discharged. In his bankruptcy filing, Villa listed Bank One, not Unifund, as creditor on the credit card debt. After Villa's bankruptcy, Unifund sued Villa on the debt. Villa answered ...

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Mckinney Bankruptcy Lawyer, Texas

Sponsored Law Firm

Ciment Law Firm PLLC

SPONSORED LAWYERS

Gregory T. Meyer

Larry R. Boyd

Janet C. Pederson

Larry Ray Boyd

Servando James Mchazlett

Scott William Lemke

Amy Lynn Savell Jenkins

Jack M. Pepper

Nii Amaa Ollennu

James Ray Johnson

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

CREDIT FILE

TOXIC TORT

GARNISHMENT

UNDUE HARDSHIP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

MEANS TEST

INFRINGEMENT (OF TRADEMARK)

MEETING OF CREDITORS

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

Graber v. Fuqua

Unifund CCR Partners v. Villa

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