Charles Gowland is the Managing Attorney in the firm’s Louisiana office and is licensed in North Carolina as well. He focuses his practice on first-party property insurance litigation, including commercial and residential property claims. Prior to joining the firm, Charles spent more than 25 years in various roles relating to insurance claims and litigation, with a particular focus on property insurance. He previously served as Vice President and General Counsel for the Claims Department of a national insurance company overseeing all P&C claims litigation for the entire country, and as Chief Counsel to the Division of Insurance Fraud for the State of Florida’s Department of Financial Services. He has also worked for several years at law firms both defending insurance companies and, for the past 4 years, assisting homeowners and commercial property owners in their first-party claims against insurance companies.

Rahysa Vargas is the founder and Managing Partner of Vargas Law , where she primarily represents clients in Personal Injury matters and with Commercial and Residential Real Estate needs including negotiations, closings and title. Prior to starting Vargas Law, Rahysa represented insurance carriers and corporate Defendants in Catastrophic Injury cases, Premise Liability cases, cases involving Ride Shares (i.e Uber/Lyft), Negligent Security cases, Property Claims, Class Actions, and Construction Defect cases in litigation. Prior to working on the Defense side, Rahysa worked as an Attorney representing clients in the areas of Personal Injury, Mass Torts, Medical Malpractice claims, Workers’ Compensation claims and Longshore and Harbor Act based claims. It is there where her passion to help others began, however she knew that working on the Defense side for corporate clients would ultimately lead to long term rewards and experience with litigation to ultimately fight for her clients today. Rahysa brings years of litigation experience and knowledge on both sides in order to ensure you receive the compensation you deserve. Rahysa is licensed to practice law in the state of Florida and is fluent in Spanish. Rahysa is also the founder of Ms. Esquire, a networking platform for women attorney’s with over 10,000 members that focuses on empowering women in the legal profession and giving back to the community. Ms. Esquire has paired up with organizations who cater to the nation’s homeless youth population and under-privileged families within our local communities. Rahysa has been a Guest speaker at Facebook Summit for founding Ms. Esquire, one of the largest Facebook communities of its kind. In addition, she has been a guest speaker at several different organizations and institutions including Nova Southeastern Law School, BCTLA, Broward Bar, and Miami Dade FAWL. Rahysa has also been invited to speak to the Miami Federal Bureau of investigation, in honor of women history month where she shared her career story. Rahysa is passionate about giving back and serving homeless youth. Annually she teams up with Broward and Miami Dade public schools and organizations to organize drives for homeless teens. Rahysa also serves at her church Vous Church. When she is not volunteering, or advocating for her clients she spends her time with her two boys and husband who are her constant motivation.

Born and raised in Miami Florida, Daniel Frank Lopez is the Managing Partner at The Morgan Law Group, whose primary practice focuses on first-party insurance litigation. Since 2012, Mr. Lopez has been with The Morgan Law Group focusing on his first-party insurance property disputes, which ranges in matters from typical homeowner insurance disputes to multi-million dollar commercial property claims. Mr. Lopez also oversees and litigates a wide variety of matters, including complex commercial litigation, construction litigation, insurance and professional liability matters.

Lori has a passion for helping those in need who cannot speak or stand up for themselves. After graduating with a bachelor’s in psychology, Magna Cum Laude, from the University of Central Florida she made the decision to obtain her master’s degree in social work to help the most vulnerable population- children. After working with high-risk children and adolescents for several years, she decided to return to school and obtain her law degree at Florida State University, where she graduated With Honors in 2005. Since 2005, Lori has represented both Plaintiffs and Defendants in many areas of law including personal injury, employment law, and contract disputes. Prior to joining MLG, Lori was a partner at a small law insurance defense firm and a Litigation Manager for a plaintiff’s personal injury law firm. The majority of Lori’s spare time is spent on the soccer field watching her two boys play soccer. She also enjoys cooking, baking, and traveling with her husband and two boys. Lori is an avid animal lover and has five fur children (three dogs and two cats).

Andres Alfonso, a Bogota, Colombia native who was raised in Miami, is a dedicated first-party property insurance attorney in our Miami office. Andres’s educational journey began at Doral Academy Preparatory, where he excelled in both academics and sports, specifically five years of Varsity soccer. Subsequently, he pursued higher education at Spring Hill College, where he showcased his soccer prowess as a Division II athlete for all four years. Throughout his undergraduate years, Andres actively engaged in community service initiatives, such as tutoring underprivileged students and teaching English to immigrants, reflecting his deep commitment to social impact. He also played a vital role in a program called “Belong,” where he assisted Central Immigrants in navigating the challenging landscape of being undocumented immigrants in Alabama. Furthermore, Andres displayed exceptional leadership as the Fundraising Chair for the Tau Kappa Epsilon Fraternity, successfully raising over $10,000.00 for St. Jude Children’s Hospital. His dedication to philanthropy and community outreach exemplifies his compassionate nature and strong sense of social responsibility. After earning his undergraduate degree, Andres opted to take a two-year gap to explore life beyond the confines of academia. His childhood dream of becoming an attorney stemmed from a profound appreciation for the profession’s professionalism and elegance, and he has since made significant strides towards realizing that dream. Outside of his professional pursuits, Andres finds joy in staying physically active through regular workouts, cherishing quality time with his family, and indulging in the enchanting world of Harry Potter by watching the iconic film series.

Jay is a native South Floridian born and raised in Miami and a full-time practicing attorney since 1983. Jay is married with 3 children and resides in Weston, Florida. After graduating early from the University of Florida in 1989 , he went on to obtain his law degree, in only 2 1/2 years from St. Thomas University School of Law in 1992. Jay just could not wait to begin his law career. While in law school, Jay clerked for his father Franklin D. Kreutzer who at the time practiced Civil and Criminal law and specialized in all types of litigation. Jay then went on to become a Certified Legal Intern with the Miami - Dade County State Attorney’s Office where he worked up files daily on all sorts of crimes such as D.U.I., driving while license suspended, assault and battery, and all types of misdemeanor criminal offenses. Jay was involved with preparing cases for trial and resolving cases with defendants and their attorneys. After receiving his Juris Doctorate in 1992, Jay teamed up with an established lawyer in South Miami and handled Criminal, Family, and Personal Injury matters in the Kendall area. After a period of time, Jay began handling all types of Civil and Criminal litigation matters on his own in his own practice. After approximately 5 years, Jay began sharing office space with his father Franklin D. Kreutzer and for the last 25 years, they have been working together on many cases. In addition to handling his regular caseload, Jay has been appointed by various Judges as Guardian ad Litem, Administrator Ad Litem, and Attorney Ad Litem in various Guardianship and Foreclosure cases over the years. Jay has also been appointed by the court as a Curator. Jay resides in Weston, Florida and therefore he is able to handle cases in Palm Beach, Broward, and Miami - Dade with ease. Over the years Jay has enjoyed coaching all of his children in their various athletic competitions. Jay currently has a daughter who is a real estate attorney in New York City, a son who is an independent videographer in the surfing industry, and a son in college at Florida State University studying to become a Music Therapist. Family is very important to Jay and therefore he is very close with his wife and children and they all are avid fans of pickleball, the Miami Heat, and United States Soccer.

Attorney Thomas J. Morgan Sr. was admitted to the Florida Bar Association in 1970 and has spent the years honing and perfecting his legal skills. He has been recognized for his legal abilities by becoming an AV rated trial attorney. Along with his many other awards and honors, this demonstrates his ability to lead his clients in pursuit of a positive case outcome. He focuses on several practice areas, including personal injury, first and third party claims, contracts, family law, and civil litigation.

Miami lawyer Randy A. Bryant has served clients in south Florida since 1998. The areas of law in which he works — personal injury, wills and trusts, probate administration & litigation, and guardianships — potentially involve emotions, injury, family and finances. Attorney Bryant handles personal injury and wrongful death claims, probate litigation concerns, elder abuse recovery matters, will contests, and more.

Founded in 2008, Gerben Perrott PLLC is a trademark and copyright law firm. The firm currently serves clients in all 50 states and from over 30 countries around the world. Founder Josh Gerben opened the firm with the goal of providing big-firm quality legal services to businesses and individuals at affordable prices. In furtherance of this goal, the firm has obtained more than 6,500 trademark registrations for its clients since opening, and has been involved in over 500 trademark enforcement and defense matters.

Recently named as one of the National Trial Lawyers Top 40 Under 40, Richard L. Cooper is a criminal defense attorney handling all types of State and Federal crimes and serving all of Florida. Richard L. Cooper earned his Bachelors degree from Nova Southeastern University’s Farquhar College of Arts and Sciences and his Juris Doctorate from Nova’s Shepard Broad School of Law. Over the years, Mr. Cooper has represented countless defendants in criminal matters from Traffic to Trafficking. It is Mr. Cooper’s unique holistic approach to criminal defense that sets him apart. With many jury verdicts under his belt, Mr. Cooper is an accomplished and skilled trial lawyer. It is that experience that makes him a formidable opponent to the Government and has earned him a reputation of excellence in advocacy for his clients. Mr. Cooper is a proud member member of the Florida Association of Criminal Defense Lawyers and serves all of Florida defending those who have been accused of crimes of all types. Whether it’s petty theft or white collar federal crimes, no case is too big or too small. Mr. Cooper is ready, willing and able to defend your case with passion and zeal. It is this personal touch that all his clients receive that makes Richard L. Cooper stand out in the sea of competitors. Mr. Cooper is a member of the Dade County Bar Association, and the Coral Gables Bar Association. Mr. Cooper knows that being faced with the spectre of serious criminal charges is frightening. You may be worried about spending substantial time in prison, losing personal relationships or business assets you’ve spent many years creating, and permanent damage to your reputation. With the Law Offices of Richard L. Cooper on your side, you can expect a trusted confidant who will work diligently to fully understand your case and determine a road map to help you regain control of your life. Facing criminal charges can be daunting. Make sure you have a strong and skilled voice on your side.