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Julio Marrero
About | Practice Areas
Marrero, Chamizo, Marcer Law LP
3850 Bird Rd, #1001, Miami, FL 33146» view map
Bankruptcy & Debt
Protecting Your Interests

We are here to solve your legal problems so you and your family can enjoy the freedom and prosperity our nation offers.

800-691-7461
1. Julio Marrero Miami, FL
  Attorney at Law - FL, 1988
  University of Miami J.D. 1988
2. AboutMarrero, Chamizo, Marcer Law LP
  We are an established law firm with nearly 30 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julio Marrero

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Real Estate, Bankruptcy & Debt, Divorce & Family Law, Lawsuit & Dispute, Estate

Attorney and Lawyer for legal advice & representation. Serving Dade, Broward, & Monroe County.

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami ... (more)

FREE CONSULTATION

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Michael Marcer

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Bankruptcy & Debt, Garnishment, Mediation, Lawsuit, Dispute Resolution

Bankruptcy Attorney and Lawyer for Legal Advice and Representation.

Michael Marcer is licensed as an Attorney and Counselor at Law serving clients in Dade, Broward, and Monroe County. Michael completed his undergradua... (more)

FREE CONSULTATION

CONTACT

800-730-7701

3850 Bird Rd #1001, Miami, FL 33146

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Aramis Hernandez

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Bankruptcy, Credit & Debt, International Tax, Trade Associations, Civil Rights

Aramis Hernandez, Esq. is an associate attorney at Miami Legal Center. He practices primarily in the areas of Bankruptcy, Tax and Corporate Law. His b... (more)

FREE CONSULTATION

CONTACT

800-883-2931

139 Ne 1St St, Miami, FL 33132

Daniel Tam

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Bankruptcy & Debt, Consumer Rights, Lawsuit & Dispute, Business, Landlord-Tenant

Daniel Tam has long been an advocate for individual rights afforded by our Constitution, our federal laws, and our state laws. Beginning with his time... (more)

CONTACT

800-742-1820

429 Lenox Ave., Miami Beach, FL 33139

Christian Veras

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Immigration, Bankruptcy & Debt, Real Estate, Family Law

After a failed attempt at playing professional baseball I immigrated to the United States during my teen years in search of a better future. I have al... (more)

FREE CONSULTATION

CONTACT

800-975-1591

5951 NW 173rd Drive, Suite 1, Miami, FL 33015

Rhonda Faith Gelfman

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Bankruptcy, Criminal, Divorce & Family Law, Immigration

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

CONTACT

800-699-7830

115 Northwest 167th Street, Miami, FL 33169

Jeffrey Exposito

Bankruptcy & Debt, Immigration, Accident & Injury, Real Estate, Criminal

CONTACT

12550 Biscayne Blvd, Miami, FL 33181

Joseph Brien

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Business, Bankruptcy, Wills & Probate, Estate, Real Estate

Providing Legal Services to the South Florida area

The People’s Advocate is a full-service law firm with offices in Hollywood, Florida. A substantial client base is referred to our firm by previous ... (more)

CONTACT

800-895-6331

1930 Harrison Street, Hollywood, FL 33020

Robert William Murphy

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Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

FREE CONSULTATION

CONTACT

800-845-7961

1212 S.E. 2nd Ave, Fort Lauderdale, FL 33316

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Miami Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Marrero, Chamizo, Marcer Law LP

SPONSORED LAWYERS

Julio Marrero

Michael Marcer

Michael Alan Furshman

Aramis Hernandez

Daniel Tam

Christian Veras

Rhonda Faith Gelfman

Jeffrey Exposito

Joseph Brien

Robert William Murphy

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LEGAL TERMS

LIMITED PARTNERSHIP

GARNISHMENT

PREFERENCE

LOSS DAMAGE WAIVER (LDW)

COSIGNER

LIABILITY

FAIR LABOR STANDARDS ACT (FLSA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDIT INSURANCE

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