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Julio Marrero
About | Practice Areas
Marrero, Chamizo, Marcer Law LP
3850 Bird Rd, #1001, Miami, FL 33146Â» view map
Bankruptcy & Debt
Protecting Your Interests

We are here to solve your legal problems so you and your family can enjoy the freedom and prosperity our nation offers.

800-691-7461
1. Julio Marrero Miami, FL
  Attorney at Law - FL, 1988
  University of Miami J.D. 1988
2. AboutMarrero, Chamizo, Marcer Law LP
  We are an established law firm with nearly 30 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julio Cesar Marrero

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Real Estate Other, Estate, Bankruptcy & Debt, Divorce & Family Law, Foreclosure

Top Rated Miami Attorney at your service for over 30 years!

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree with Cum laude distinction from the Uni... (more)

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Jeffrey Exposito

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Bankruptcy & Debt, Traffic, Accident & Injury, Real Estate, Criminal

Experienced Miami Attorney

Jeffrey Exposito boasts an impressive legal career spanning over two decades. His academic background is just as notable; he obtained his Bachelor of ... (more)

CONTACT

800-836-3280

12550 Biscayne Blvd, Miami, FL 33181

Rhonda Faith Gelfman

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

CONTACT

800-699-7830

115 Northwest 167th Street, Miami, FL 33169

Robert William Murphy

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Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

FREE CONSULTATION

CONTACT

800-845-7961

1212 S.E. 2nd Ave, Fort Lauderdale, FL 33316

Ian Todd Kravitz

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Construction, Contract, Business, Collection, Government Contract

Mr. Kravitz is Board Certified in Construction Law by the Florida Bar. He has received an "AV Preeminent" rating by Martindale-Hubbell by achieving th... (more)

FREE CONSULTATION

CONTACT

800-650-0490

1300 Sawgrass Corp. Pwy, Fort Lauderdale, FL 33309

Patrick L Cordero

Motor Vehicle, Banking & Finance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Amie Tamayo

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Timothy S. Kingcade

Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1370 Coral Way, Miami, FL 33145

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Miami Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Marrero, Chamizo, Marcer Law LP

SPONSORED LAWYERS

Julio Cesar Marrero

Michael Alan Furshman

Jeffrey Exposito

Rhonda Faith Gelfman

Robert William Murphy

Ian Todd Kravitz

Patrick L Cordero

Amie Tamayo

Timothy S. Kingcade

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

CHAPTER 13 BANKRUPTCY

NO-FAULT INSURANCE

GRACE PERIOD

CREDITOR

GUARANTEED RESERVATION

LIMITED LIABILITY

CCCS

COSIGNER

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