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Julio Marrero
About | Practice Areas
Marrero, Chamizo, Marcer Law LP
3850 Bird Rd, #1001, Miami, FL 33146» view map
Bankruptcy & Debt
Protecting Your Interests

We are here to solve your legal problems so you and your family can enjoy the freedom and prosperity our nation offers.

800-691-7461
1. Julio Marrero Miami, FL
  Attorney at Law - FL, 1988
  University of Miami J.D. 1988
2. AboutMarrero, Chamizo, Marcer Law LP
  We are an established law firm with nearly 30 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julio Marrero

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Real Estate, Divorce & Family Law, Bankruptcy & Debt, Lawsuit & Dispute, Estate

Attorney at Law. Celebrating 30 years of excellence serving Miami & South Florida.

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami ... (more)

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Michael Marcer

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Bankruptcy & Debt, Garnishment, Consumer Bankruptcy, Dissolution, Reorganization

Bankruptcy Attorney and Lawyer for Legal Advice and Representation.

Michael Marcer is licensed as an Attorney and Counselor at Law serving clients in Dade, Broward, and Monroe County. Michael completed his undergradua... (more)

CONTACT

800-730-7701

3850 Bird Rd #1001, Miami, FL 33146

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Jeffrey Exposito

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Bankruptcy & Debt, Traffic, Accident & Injury, Real Estate, Criminal

Experienced Miami Attorney

Jeffrey Exposito boasts an impressive legal career spanning over two decades. His academic background is just as notable; he obtained his Bachelor of ... (more)

CONTACT

800-836-3280

12550 Biscayne Blvd, Miami, FL 33181

Christian Veras

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Immigration, Bankruptcy & Debt, Real Estate, Family Law

After a failed attempt at playing professional baseball I immigrated to the United States during my teen years in search of a better future. I have al... (more)

FREE CONSULTATION

CONTACT

800-975-1591

5951 NW 173rd Drive, Suite 1, Miami, FL 33015

Rhonda Faith Gelfman

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Bankruptcy, Criminal, Divorce & Family Law, Immigration

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

CONTACT

800-699-7830

115 Northwest 167th Street, Miami, FL 33169

Junior Mentor

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Divorce & Family Law, Immigration, Bankruptcy & Debt, Consumer Rights

We are a multilingual law firm providing legal servicesin Immigration, Family Law, Consumer law.

Junior Mentor is a practicing lawyer in the state of Florida. He received his J.D. from Florida Coastal School of Law in 2011. He currently works for ... (more)

FREE CONSULTATION

CONTACT

800-261-2230

15800 Pines Blvd, Pembroke Pines, FL 33027

Leonid Nerdinsky

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Estate, Bankruptcy & Debt, Tax, Real Estate, Business

Skilled In Our Profession. Committed To Our Practice. Determined For Our Clients.

Leonid Nerdinsky has been practicing law for 14 years. He deals specifically with Business Law, Real Estate Law, Litigation, Estate Planning, and Bank... (more)

CONTACT

800-511-8541

3800 South Ocean Drive, Hollywood, FL 33019

Joseph Brien

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Business, Bankruptcy, Wills & Probate, Estate, Real Estate

Providing Legal Services to the South Florida area

The People’s Advocate is a full-service law firm with offices in Hollywood, Florida. A substantial client base is referred to our firm by previous ... (more)

FREE CONSULTATION

CONTACT

800-895-6331

3595 Sheridan Street, Hollywood, FL 33021

Howard K. Butler

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Bankruptcy, Criminal, Divorce, Family Law, Foreclosure

Broward County Florida Bankruptcy Lawyer

Bankruptcy Lawyer, Howard Butler, graduated from St. Louis University school of law in 1995. Mr. Butler practiced various areas of law in Missouri ( M... (more)

FREE CONSULTATION

CONTACT

8201 Peters Rd, Plantation, FL 33324

LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Miami Bankruptcy & Debt Lawyer, Florida

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Marrero, Chamizo, Marcer Law LP

SPONSORED LAWYERS

Julio Marrero

Michael Marcer

Michael Alan Furshman

Jeffrey Exposito

Christian Veras

Rhonda Faith Gelfman

Junior Mentor

Leonid Nerdinsky

Joseph Brien

Howard K. Butler

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LEGAL TERMS

FDCPA

CHAPTER 7 BANKRUPTCY

IRS EXPENSES

SECRET WARRANTY PROGRAM

INTEREST

NO-FAULT INSURANCE

INFRINGEMENT (OF TRADEMARK)

TRADE NAME

LOSS DAMAGE WAIVER (LDW)

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