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Julio Marrero
About | Practice Areas
Marrero, Chamizo, Marcer Law LP
3850 Bird Rd, #1001, Miami, FL 33146Â» view map
Bankruptcy & Debt
Protecting Your Interests

We are here to solve your legal problems so you and your family can enjoy the freedom and prosperity our nation offers.

800-691-7461
1. Julio Marrero Miami, FL
  Attorney at Law - FL, 1988
  University of Miami J.D. 1988
2. AboutMarrero, Chamizo, Marcer Law LP
  We are an established law firm with nearly 30 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julio Cesar Marrero

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Real Estate Other, Estate, Bankruptcy & Debt, Divorce & Family Law, Foreclosure

Top Rated Miami Attorney at your service for over 30 years!

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree with Cum laude distinction from the Uni... (more)

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Jeffrey Exposito

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Bankruptcy & Debt, Traffic, Accident & Injury, Real Estate, Criminal

Experienced Miami Attorney

Jeffrey Exposito boasts an impressive legal career spanning over two decades. His academic background is just as notable; he obtained his Bachelor of ... (more)

CONTACT

800-836-3280

12550 Biscayne Blvd, Miami, FL 33181

Rhonda Faith Gelfman

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

CONTACT

800-699-7830

115 Northwest 167th Street, Miami, FL 33169

Robert William Murphy

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Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

FREE CONSULTATION

CONTACT

800-845-7961

1212 SE 2nd Avenue, Fort Lauderdale, FL 33316

Ian Todd Kravitz

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Construction, Contract, Business, Collection, Government Contract

Mr. Kravitz is Board Certified in Construction Law by the Florida Bar. He has received an "AV Preeminent" rating by Martindale-Hubbell by achieving th... (more)

FREE CONSULTATION

CONTACT

800-650-0490

1300 Sawgrass Corp. Pwy, Fort Lauderdale, FL 33309

Amie Tamayo

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Peter Velasco

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Christian Somodevilla

Real Estate, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Miami Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Marrero, Chamizo, Marcer Law LP

SPONSORED LAWYERS

Julio Cesar Marrero

Michael Alan Furshman

Jeffrey Exposito

Rhonda Faith Gelfman

Robert William Murphy

Ian Todd Kravitz

Amie Tamayo

Peter Velasco

Christian Somodevilla

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRIORITY DEBT

REAFFIRMATION

COLLECTION AGENCY

S CORPORATION

GUARANTOR

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

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