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Julio Marrero
About | Practice Areas
Marrero, Chamizo, Marcer Law LP
3850 Bird Rd, #1001, Miami, FL 33146» view map
Bankruptcy & Debt
Protecting Your Interests

We are here to solve your legal problems so you and your family can enjoy the freedom and prosperity our nation offers.

800-691-7461
1. Julio Marrero Miami, FL
  Attorney at Law - FL, 1988
  University of Miami J.D. 1988
2. AboutMarrero, Chamizo, Marcer Law LP
  We are an established law firm with nearly 30 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julio Cesar Marrero

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Real Estate Other, Divorce & Family Law, Bankruptcy & Debt, Foreclosure, Wills & Probate

Attorney at Law. Celebrating 30 years of excellence serving Miami, FL near the City of Coral Gables.

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree with Cum laude distinction from the Uni... (more)

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Michael Marcer

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Bankruptcy, Garnishment, Foreclosure, Reorganization, Workout

Bankruptcy Attorney and Lawyer for Legal Advice and Representation.

Michael Marcer is licensed as an Attorney and Counselor at Law serving clients in Dade, Broward, and Monroe County. Michael completed his undergradua... (more)

CONTACT

800-730-7701

3850 Bird Rd #1001, Miami, FL 33146

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Jeffrey Exposito

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Bankruptcy & Debt, Traffic, Accident & Injury, Real Estate, Criminal

Experienced Miami Attorney

Jeffrey Exposito boasts an impressive legal career spanning over two decades. His academic background is just as notable; he obtained his Bachelor of ... (more)

CONTACT

800-836-3280

12550 Biscayne Blvd, Miami, FL 33181

Christian Veras

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Immigration, Bankruptcy & Debt, Real Estate, Family Law

After a failed attempt at playing professional baseball I immigrated to the United States during my teen years in search of a better future. I have al... (more)

FREE CONSULTATION

CONTACT

800-975-1591

5951 NW 173rd Drive, Suite 1, Miami, FL 33015

Junior Mentor

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Divorce & Family Law, Immigration, Bankruptcy & Debt, Consumer Rights, Child Support

We are a multilingual law firm providing legal servicesin Immigration, Family Law, Consumer law.

Junior Mentor is a practicing lawyer in the state of Florida. He received his J.D. from Florida Coastal School of Law in 2011. He currently works for ... (more)

FREE CONSULTATION

CONTACT

800-261-2230

15800 Pines Blvd, Pembroke Pines, FL 33027

Leonid Nerdinsky

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Estate, Bankruptcy & Debt, Tax, Real Estate, Business

Skilled In Our Profession. Committed To Our Practice. Determined For Our Clients.

Leonid Nerdinsky has been practicing law for 14 years. He deals specifically with Business Law, Real Estate Law, Litigation, Estate Planning, and Bank... (more)

CONTACT

800-511-8541

3800 South Ocean Drive, Hollywood, FL 33019

Joseph Brien

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Business, Bankruptcy, Wills & Probate, Estate, Real Estate

Providing Legal Services to the South Florida area

The People’s Advocate is a full-service law firm with offices in Hollywood, Florida. A substantial client base is referred to our firm by previous ... (more)

FREE CONSULTATION

CONTACT

800-895-6331

3595 Sheridan Street, Hollywood, FL 33021

Howard K. Butler

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Bankruptcy, Criminal, Divorce, Family Law, Foreclosure

Broward County Florida Bankruptcy Lawyer

Bankruptcy Lawyer, Howard Butler, graduated from St. Louis University school of law in 1995. Mr. Butler practiced various areas of law in Missouri ( M... (more)

FREE CONSULTATION

CONTACT

954-797-5338

8201 Peters Rd, Plantation, FL 33324

Robert William Murphy

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Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

FREE CONSULTATION

CONTACT

800-845-7961

1212 S.E. 2nd Ave, Fort Lauderdale, FL 33316

LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Miami Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Marrero, Chamizo, Marcer Law LP

SPONSORED LAWYERS

Julio Cesar Marrero

Michael Marcer

Michael Alan Furshman

Jeffrey Exposito

Christian Veras

Junior Mentor

Leonid Nerdinsky

Joseph Brien

Howard K. Butler

Robert William Murphy

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LEGAL TERMS

PREFERENCE

DISCHARGE (OF DEBTS)

DEBIT CARD

CREDIT BUREAU

DEFINED CONTRIBUTION PLAN

FAIR CREDIT REPORTING ACT (FCRA)

NO-FAULT INSURANCE

ACCORD AND SATISFACTION

WINDING UP

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