Morristown Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Morristown Credit & Debt lawyer.
Below are all Morristown Bankruptcy & Debt lawyers.

John Robert Estadt

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt, Household Mold

Status: In Good Standing

CONTACT

46457 National Road West, Saint Clairsville, OH 43950

Erik Alan Schramm

Tax, Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

46457 National Road West, Saint Clairsville, OH 43950

Kyle Walter Bickford

Real Estate, Family Law, Collection, Personal Injury

Status: In Good Standing

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

Thomas M. Hazlett

Real Estate, Wrongful Termination, Criminal, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

Thomas Mckennan Hazlett

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

John Andrew Vavra

Corporate, Bankruptcy, Medical Malpractice, Family Law

Status: In Good Standing Licensed: 41 Years

CONTACT

101 W Main St, Saint Clairsville, OH 43950

Eric Nelson Costine

Family Law, Criminal, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

136 W Main St, Saint Clairsville, OH 43950

Gregory Wayne Hinzey

Real Estate, Estate, Elder Law, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

276 E Main St, Saint Clairsville, OH 43950

Christopher James Gagin

Workers' Compensation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

52160 National Road East, Saint Clairsville, OH 43950

Joseph Anthony Vavra

Litigation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

52160 National Rd, Saint Clairsville, OH 43950

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Morristown Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

John Robert Estadt

Erik Alan Schramm

Kyle Walter Bickford

Thomas M. Hazlett

Thomas Mckennan Hazlett

John Andrew Vavra

Eric Nelson Costine

Gregory Wayne Hinzey

Christopher James Gagin

Joseph Anthony Vavra

TIPS

LEGAL TERMS

PREFERENCE

SOLE PROPRIETORSHIP

PRIORITY DEBT

GUARANTEED RESERVATION

TRUTH IN LENDING ACT (TILA)

LOSS DAMAGE WAIVER (LDW)

NO-FAULT INSURANCE

DISCHARGE (OF DEBTS)

GUARANTOR

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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