Naperville Bankruptcy & Debt Lawyer, Illinois, page 6

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Alexander Kozik

International Tax, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

901 Warrenville Rd, Lisle, IL 60532

Michael Kozik

International Tax, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

901 Warrenville Rd, Lisle, IL 60532

Kent Alan Gaertner

Real Estate, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

321 Breckenridge Dr, Aurora, IL 60504

Thomas Rigby

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

1847 W Jefferson Ave, Naperville, IL 60540

Brendan Joseph Reilly

Bankruptcy, Foreclosure, Wills & Probate, Trusts

Status: In Good Standing Licensed: 12 Years

CONTACT

1011 Warrenville Rd, Lisle, IL 60532

Tamara Lenich Paulun

Litigation, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1776 Legacy Circle, Naperville, IL 60563

Tamara Paulun

Litigation, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1776 Legacy Circle, Naperville, IL 60563

Aaron Thomas Troy

Estate Planning, Estate, Contract, Collection

Status: In Good Standing

CONTACT

1776 S Naperville Rd, Wheaton, IL 60189

Maya Ziv-el

Real Estate, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1250 E. Diehl Rd., Naperville, IL 60563

David Siegel

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

Status: In Good Standing

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CONTACT

1700 N. Farnsworth Ave., Aurora, IL 60505

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Naperville Bankruptcy & Debt Lawyer, Illinois, page 6

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael Alexander Kozik

Michael Kozik

Kent Alan Gaertner

Thomas Rigby

Brendan Joseph Reilly

Tamara Lenich Paulun

Tamara Paulun

Aaron Thomas Troy

Maya Ziv-el

David Siegel

TIPS

LEGAL TERMS

PREFERENCE

LIABILITY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SECRET WARRANTY PROGRAM

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

C CORPORATION

MEETING OF CREDITORS

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