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Christopher Bryant Graham Lawyer

Christopher Bryant Graham

VERIFIED
Bankruptcy & Debt, Bankruptcy, Tax, Income Tax, Foreclosure

Before practicing law as a New York bankruptcy and tax lawyer, I worked over 10 years in accounting—for both non-profit and for-profit institutions ... (more)

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800-978-9131

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Personal Injury, Bankruptcy, Administrative Law, Banking & Finance

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152-040-78433

Jayson  Lutzky Lawyer

Jayson Lutzky

VERIFIED
Accident & Injury, Bankruptcy, Divorce & Family Law

Jayson Lutzky has 30 years of proven legal experience, both as a trial litigator and as a tough negotiator. His reasonably priced legal representation... (more)

Placidus  Aguwa Lawyer

Placidus Aguwa

VERIFIED
Bankruptcy & Debt, Bankruptcy, Sexual Harassment, Consumer Bankruptcy
Aggressive. Experienced. Successful.

Placidus Aguwa is the managing partner of Aguwa and Metu, P.C. He graduated, Magna Cum Laude from the University of Ife Law School. With more than two... (more)

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800-941-7021

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Todd Steven Cushner Lawyer

Todd Steven Cushner

VERIFIED
Bankruptcy & Debt, Foreclosure, Estate, Bankruptcy, Lawsuit & Dispute

Todd Cushner is the owner of Todd Cushner & Associates, P.C. which is located in White Plains, New York. Todd Cushner & Associates, P.C. is a multidis... (more)

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800-956-6320

David S. Zeidman, Esq Lawyer

David S. Zeidman, Esq

VERIFIED
Divorce & Family Law, Consumer Bankruptcy, Residential Real Estate

As a Long Island divorce lawyer and bankruptcy lawyer, Mr. Zeidman has been in practice for over 40 years . During this period of time, he has provide... (more)

Kathleen G. Cully

Banking & Finance, Bankruptcy, Corporate, Business Organization
Status:  In Good Standing           

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Joshua G. Losardo

Condominiums, Administrative Law, Credit & Debt, Bankruptcy
Status:  In Good Standing           

Michael S. Hiller

Arbitration, Corporate, Business Organization, Bankruptcy Litigation
Status:  In Good Standing           

Dan Shaked

Estate Planning, Corporate, Credit & Debt, Bankruptcy
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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)
An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLATERAL

Property that guarantees payment of a secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)
Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SAMPLE LEGAL CASES

Barranco v. Cabrini Medical Center

... Department. Decided April 1, 2008. Concur — Gonzalez, JP, Williams, Catterson and Moskowitz, JJ. On or about February 21, 2001, plaintiff filed a petition in the United States Bankruptcy Court for the District of New Jersey. Some ...

Insurance Co. v. HSBC BANK USA

... We are asked in this case to decide whether a Bankruptcy Court order allowing a creditor to seize a debtor's bank account is entitled to res judicata effect in a subsequent state proceeding alleging that a portion of the funds in the account were state tax proceeds that should not ...

White v. Mazella-White

... which was to vacate the aforesaid inquest be made part of this judgment; and it is further," and (3) by deleting the fifth decretal paragraph thereof awarding the defendant the principal sum of $85,000 in equitable distribution payable to the defendant's trustee in bankruptcy; as so ...