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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Allan David Mantel

Military & Veterans Appeals, Employee Rights, Child Custody, Securities Regulation, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

410 Park Ave, New York, NY 10022

Glenn Dana Miller

Collection, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

4 Ny Plaza, New York, NY 10004

Jennifer Addonizio Rozen

Class Action, Student Rights, Credit & Debt, Collection

Status: In Good Standing

CONTACT

48 Wall St, New York, NY 10005

Richard F. Russell

Bankruptcy, Corporate, Collection, Insurance

Status: In Good Standing

CONTACT

70 Pine St, New York, NY 10270

James Bart Fishman

Class Action, Commercial Banks, Collection, Bankruptcy

Status: In Good Standing

CONTACT

950 3Rd Ave, New York, NY 10022

Robert J. Nahoum

Landlord-Tenant, Defect and Lemon Law, Litigation, Collection

Status: In Good Standing

CONTACT

48 Willoughby St., Brooklyn, NY 11201

Frederick Paul Wiener

Real Estate, Collection, Business, Commercial Leasing, Commercial Real Estate

Status: In Good Standing Licensed: 46 Years

CONTACT

1220 Broadway, New York, NY 10001

Mary Elizabeth Sheridan

Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

216 W 14Th St, New York, NY 10011

Marc Steven Rosenberg

Directors & Officers, Business, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

825 8Th Avenue, New York, NY 10019

Jacob Inwald

Commercial Real Estate, Commercial Banks, Collection, Motor Vehicle

Status: In Good Standing Licensed: 40 Years

CONTACT

40 Worth St, New York, NY 10013

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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New York Collection Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Allan David Mantel

Glenn Dana Miller

Jennifer Addonizio Rozen

Richard F. Russell

James Bart Fishman

Robert J. Nahoum

Frederick Paul Wiener

Mary Elizabeth Sheridan

Marc Steven Rosenberg

Jacob Inwald

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

INTEREST

SECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

UNSECURED DEBT

CREDIT INSURANCE

REAFFIRMATION

SECRET WARRANTY PROGRAM

PREFERENCE

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