Orange County, FL Bankruptcy & Debt Lawyers, page 3

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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John Talbot Snow

Bankruptcy & Debt

Status: In Good Standing

CONTACT

390 N Orange Ave, Orlando, FL 32801

Mario Antonio Ceballos

Civil Rights, Bankruptcy, Personal Injury, Family Law, Criminal

Status: In Good Standing Licensed: 17 Years

CONTACT

638 Broadway Ave, Orlando, FL 32803

Amy Mai

Immigration, Bankruptcy & Debt, Estate, Business

Status: In Good Standing

CONTACT

2700 Westhall Lane, Maitland, FL 32751

Lisa R Patten

Family Law, Divorce, Divorce & Family Law, Dissolution

Status: In Good Standing Licensed: 33 Years

CONTACT

7575 Dr Phillips Blvd, Orlando, FL 32819

David Harris

Estate, DUI-DWI, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

37 North Orange Avenue, Orlando, FL 32801

Linda Kingston

Income Tax, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

FREE CONSULTATION

CONTACT

515 North Park Avenue, Apopka, FL 32712

Silvia Rodriguez Sanders

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1801 Lee Rd, Winter Park, FL 32789

Aristides Kico Juan Diaz

Corporate, Business Organization, Collaborative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

425 West Colonial Drive, Orlando, FL 32804

James Monroe

Banking & Finance, Wills, Bankruptcy, Trusts

Status: In Good Standing Licensed: 44 Years

CONTACT

Orlando, FL 32854

Marc D. Chapman

Construction, Corporate, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

420 S Orange Ave, Orlando, FL 32801

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCRA

See Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FCBA

See Fair Credit Billing Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Orange County, FL Bankruptcy & Debt Lawyers, page 3

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

John Talbot Snow

Mario Antonio Ceballos

Amy Mai

Lisa R Patten

David Harris

Linda Kingston

Silvia Rodriguez Sanders

Aristides Kico Juan Diaz

James Monroe

Marc D. Chapman

TIPS

LEGAL TERMS

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

FCRA

GRACE PERIOD

LIEN

FCBA

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

NUISANCE FEES

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