Pasadena Credit & Debt Lawyer, Texas, page 4

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
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James D. Cupples

Construction, International Other, Insurance, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

700 Gemini St, Houston, TX 77058

Kristen Michele Samohyl Capps

Employee Rights, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

8121 Broadway, Houston, TX 77061

Warren E. Johnsey

Commercial Real Estate, Wills, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

1615 Emerald Lake Court, Houston, TX 77062

Jeffrey D. Stewart

Corporate, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

440 Louisiana St, Houston, TX 77002

Philip Thomas Segura

Commercial Real Estate, Employment, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1001 Fannin St, Houston, TX 77002

Jeffrey Michael Smith

Commercial Real Estate, Business & Trade, Business, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

800 Capitol St, Houston, TX 77002

Duston Kenneth Mcfaul

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

1000 Louisiana St., Houston, TX 77002

Cheryl Ruth Worley

Real Estate, Consumer Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

333 Clay St, Houston, TX 77002

Charles Robert Kyle Vance

Juvenile Law, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

Houston, TX 77259

James E. Cuellar

Litigation, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

440 Louisiana St, Houston, TX 77002

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Pasadena Credit & Debt Lawyer, Texas, page 4

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

James D. Cupples

Kristen Michele Samohyl Capps

Warren E. Johnsey

Jeffrey D. Stewart

Philip Thomas Segura

Jeffrey Michael Smith

Duston Kenneth Mcfaul

Cheryl Ruth Worley

Charles Robert Kyle Vance

James E. Cuellar

TIPS

LEGAL TERMS

BANKRUPTCY

GARNISHMENT

LIMITED PARTNERSHIP

WORKOUT

UNSECURED DEBT

DEBIT CARD

DISCHARGEABLE DEBTS

CHAPTER 13 BANKRUPTCY

FDCPA

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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