Plainfield Collection Lawyer, Indiana

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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
Quality, Compassionate Representation

Let us help you relieve stress from debt now.

800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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C. Daniel Motsinger

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

One Indiana Square, Indianapolis, IN 46204

Martha R. Lehman

Collection, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Banking & Finance

Status:

CONTACT

One Indiana Square, Indianapolis, IN 46204

Russell L. Jones

Corporate, Collection, Estate Planning, Family Law

Status:

CONTACT

8888 Keystone Crossing Boulvard, Indianapolis, IN 46240

Jeremy Patrick Gooch

Criminal, DUI-DWI, Family Law, Collection

Status: Licensed: 24 Years

CONTACT

56 West Main Street, Danville, IN 46122

John Thomas Steinkamp

Divorce & Family Law, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

5214 S. East Street, Indianapolis, IN 46227

Christopher A. Poling

Colleges & Universities, Commercial Leasing, Commercial Banks, Collection, Real Estate

Status: Licensed: 31 Years

CONTACT

1 American Square, Indianapolis, IN 46282

Michael Head

Insurance, Collection, Bankruptcy, Business, Other

Status:

CONTACT

1 North Pennsylvania Street, Indianapolis, IN 46204

Michael Anthony Eades

Commercial Real Estate, Consumer Rights, Collection, Bankruptcy

Status: Licensed: 12 Years

CONTACT

302 West Washington Street, Indianapolis, IN 46204

Keith Robyn Hagan

Bankruptcy & Debt, Commercial Real Estate, Class Action, Collection, Divorce & Family Law

Status: Licensed: 14 Years

CONTACT

201 N. Illinois St., Indianapolis, IN 46204

P. Frederick Pfenninger

Collection, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

9247 N. Meridian Street, Indianapolis, IN 46260

800-814-6700

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Plainfield Collection Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

C. Daniel Motsinger

Martha R. Lehman

Russell L. Jones

Jeremy Patrick Gooch

John Thomas Steinkamp

Christopher A. Poling

Michael Head

Michael Anthony Eades

Keith Robyn Hagan

P. Frederick Pfenninger

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

MEANS TEST

CREDIT BUREAU

DEBIT CARD

SECURED DEBT

TOXIC TORT

GENERAL PARTNER

GARNISHMENT

CREDIT INSURANCE

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