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Richard Shea
About | Practice Areas
Sawin & Shea LLC
6100 North Keystone Ave. Suite 620 Indianapolis, IN 46220Â» view map
Bankruptcy
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800-948-4710
1. Richard Shea Indianapolis, IN
  Attorney at Law - IN, 1999
  Indiana University J.D. 1998
2. AboutSawin & Shea LLC
  Over 30 years of bankruptcy service experience.
3. Practice AreasExpertise
  Bankruptcy
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C. Daniel Motsinger

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

One Indiana Square, Indianapolis, IN 46204

Martha R. Lehman

Collection, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Banking & Finance

Status:

CONTACT

One Indiana Square, Indianapolis, IN 46204

Russell L. Jones

Corporate, Collection, Estate Planning, Family Law

Status:

CONTACT

8888 Keystone Crossing Boulvard, Indianapolis, IN 46240

Christopher A. Poling

Colleges & Universities, Commercial Leasing, Commercial Banks, Collection, Real Estate

Status: Licensed: 31 Years

CONTACT

1 American Square, Indianapolis, IN 46282

Michael Head

Insurance, Collection, Bankruptcy, Business, Other

Status:

CONTACT

1 North Pennsylvania Street, Indianapolis, IN 46204

John Thomas Steinkamp

Divorce & Family Law, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

5214 S. East Street, Indianapolis, IN 46227

Keith Robyn Hagan

Bankruptcy & Debt, Commercial Real Estate, Class Action, Collection, Divorce & Family Law

Status: Licensed: 13 Years

CONTACT

201 N. Illinois St., Indianapolis, IN 46204

Michael Anthony Eades

Commercial Real Estate, Consumer Rights, Collection, Bankruptcy

Status: Licensed: 12 Years

CONTACT

302 West Washington Street, Indianapolis, IN 46204

Barbara Jean Cheek

Collection

Status: Licensed: 36 Years

CONTACT

8395 Keystone Crossing, Indianapolis, IN 46240

P. Frederick Pfenninger

Collection, Bankruptcy & Debt

Status: Licensed: 51 Years

CONTACT

9247 N. Meridian Street, Indianapolis, IN 46260

800-814-6700

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLATERAL

Property that guarantees payment of a secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Indianapolis Collection Lawyer, Indiana

Sponsored Law Firm

Sawin & Shea LLC

SPONSORED LAWYERS

C. Daniel Motsinger

Martha R. Lehman

Russell L. Jones

Christopher A. Poling

Michael Head

John Thomas Steinkamp

Keith Robyn Hagan

Michael Anthony Eades

Barbara Jean Cheek

P. Frederick Pfenninger

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LEGAL TERMS

SUBROGATION

INFRINGEMENT (OF TRADEMARK)

REAFFIRMATION

LOSS DAMAGE WAIVER (LDW)

SOLE PROPRIETORSHIP

BANKRUPTCY

CHAPTER 13 BANKRUPTCY

COLLATERAL

SETOFF

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